USDA Loans

USDA/Rural Development Loans

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Looking to Purchase a Home in a Rural Area?

USDA loans1 might be a great option when financing your home purchase. A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you to purchase a home with no money down. This makes owning a home more affordable if you live in a qualified area.

USDA Loans offer up to 100% financing for qualified buyers who purchase in an eligible area. USDA Loans also allow closing costs to either be paid by the seller or financed into the loan which could mean no upfront costs to you.  To be eligible for most USDA loans, household income must meet certain guidelines and the home you want to purchase must be eligible and located in a rural area defined by USDA.
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