Person kayaking at the U.S. National Whitewater Center, a SouthState client

Not-for-Profit Banking Services

Banking with Greater Purpose

Empowering mission-driven organizations with the tools, guidance, and partnership to create a lasting impact.

U.S. National Whitewater Center, Charlotte, NC

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Not-for-Profit Banking Designed to Support Your Mission

SouthState’s Not-for-Profit Banking Team understands the unique challenges you face and provides financial solutions designed to maximize your impact. Wherever your mission takes you, we’re here to propel you forward.

Industry Expertise:
• Education 
• Healthcare
• Social Enterprises
• Membership Organizations
• Cultural Institutions
• Public Private Partnerships
• Religious Institutions
• Homeowners Associations
• Community Support Organizations
• Equity Markets

Meet the Bankers

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Banking Forward: Your Mission-Focused Financial Partner

What sets SouthState apart is our unwavering commitment to personalized service. We don’t just offer banking services; we build lasting relationships. Our team is dedicated to understanding your mission and providing the support you need to achieve your goals. With SouthState, you’re not just a client – you’re a partner in making a difference.
Atlanta Beltline

Not-for-Profit Success Story

Any project has to make investment sense, but for the partnership to work, you also have to believe in the project and what we are trying to accomplish. That’s what we felt from SouthState from the beginning.

Clyde Higgs, President and CEO of Atlanta BeltLine, Inc.

Recent Not-for-Profit Banking Deals

Recent Not-for-Profit Banking Deals

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Empowering Your Business with Not-for-Profit Expertise

Your organization’s time and resources should be spent furthering your mission, not navigating financial complexities. Our specialized banking solutions help streamline operations so you can maximize your impact.
David Adams working with a non-profit business leader

Capital Financing

Growth takes resources. Whether you’re expanding programs, upgrading facilities, or investing in new opportunities, our flexible financing provides the capital you need to make a lasting impact.
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Treasury Management

Managing cash flow efficiently means more funds for your mission. Our treasury management solutions simplify receivables, payables, and fraud protection, helping you make the most of every contribution.
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Employee Banking

Your employees are the heart of your mission. Give them access to exclusive banking benefits, financial wellness resources, and personal support – because when they thrive, your organization does too.
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Bridge Financing for Capital Campaigns

Momentum matters. When your campaign pledges are strong but funding is still incoming, our bridge financing helps you move forward with confidence - keeping projects on track and donor trust intact.
A man works with a not-for-profit banker to receive a working capital line of credit

Working Capital Lines of Credit

Every mission needs flexibility. Our working capital lines of credit provide the day-to-day liquidity you need to navigate the unexpected, seize new opportunities, and keep your operations running smoothly.
An experienced professional helps manage finances

Endowment Management

Your endowment is more than a fund, it's a promise to your future. Our experienced investment professionals help you manage it with care, aligning your strategy with your values to support your mission for generations to come.
Contact a Not-for-Profit Banker Today
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Contact a Not-for-Profit Banker Today

Not-for-Profit Insights

Have Questions About Not-for-Profit Banking?

Have Questions About Not-for-Profit Banking?

Not-for-profit banking encompasses specialized financial services designed to address the unique needs and challenges of non-profit organizations. These services go beyond traditional banking offerings to provide tailored solutions that align with the distinctive characteristics of non-profits, including donation-based revenue streams, grant funding cycles, and mission-driven opportunities.

  • Education
  • Healthcare
  • Social Enterprises
  • Membership Organizations
  • Cultural Institutions
  • Public Private Partnerships
  • Religious Institutions
  • Homeowners Associations
  • Community Support Organizations

Opening a not-for-profit bank account with SouthState is a straightforward process designed to ensure we understand your organization's unique needs and can provide the most appropriate financial solutions. Here's our simple step-by-step process:

Step 1: Initial Consultation

Begin by scheduling a meeting with one of our Non-profit Banking specialists. This can be done by calling one of our dedicated non-profit team members, visiting your local SouthState branch, or completing our online request form. During this consultation, we'll discuss your organization's specific needs, financial goals, and the various account options available to you.

Step 2: Documentation Preparation

To open your account, you'll need to provide the following documentation:

  • 501(c)(3) determination letter from the IRS or other proof of tax-exempt status
  • Articles of Incorporation or Organization
  • Bylaws or Operating Agreement
  • Employer Identification Number (EIN)
  • List of authorized signers with their identification information
  • Board resolution authorizing the opening of the account
  • Minutes from the board meeting showing approval of the signatories

Step 3: Account Opening

Based on your organization's specific needs, our Non-profit Banking specialist will help you select the most relevant account type(s) and services. We offer a range of options specifically designed for non-profits, including:

  • Non-profit Checking Accounts with reduced or waived fees
  • Interest-bearing non-profit savings accounts for reserve funds
  • Specialized accounts for endowments or donor-restricted funds
  • Treasury management solutions for donation processing

Once you've selected your account(s) and gathered the necessary documentation, you can complete the account opening process either at your local SouthState branch or, in many cases, digitally through our secure online platform. Our team will guide you through the process and answer any questions you may have.

Step 4: Ongoing Support

After your account is opened, we'll help you set up online banking access, payment processing solutions, and any other services you've selected. Your dedicated Non-profit Banking specialist will continue to provide ongoing support, regular account reviews, and strategic financial guidance to help your organization thrive.

At SouthState, we're committed to making the account opening process as smooth and efficient as possible for non-profit organizations. Our goal is to get your financial infrastructure established quickly so you can focus on what matters most – advancing your mission and serving your community.

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