Supporting Doctors Across Many Specialties
For Physicians, Dentists, Veterinarians, and Current Residents
A Loan for Your Unique Needs
Physician Loans at SouthState
- No Private Mortgage Insurance
- Purchase or refinance of primary residence
- Purchase of secondary residence
Financing Options for Primary Residence
- Up to 100% financing available (loans up to $2,000,000)1
- Up to 90% financing available (loans up to $3,000,000)1
Financing Options for Second Home
- Up to 90% financing available (loans up to $2,000,000)1
- Up to 85% financing available (loans up to $3,000,000)1
Contact us today to make your dream home become a reality.
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All loans are subject to credit approval.
1. 100/90% financing available to qualified borrowers through the bank’s Portfolio Physician's Loan Program. Closing costs must be paid upfront and cannot be financed under the 100/90% programs. SouthState will loan up to 100/90% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal for a primary residence or rate-term refinance.
2. 90%/85% financing available to qualified borrowers through the bank’s Portfolio Physician's Loan Program. Closing costs must be paid upfront and cannot be financed under the 90/85% programs. SouthState will loan up to 90/85% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal for second home purchase.
