doctors working together

Physician Loans

For Medical Physicians and Current Residents

You spend time taking care of others; let us take care of you.

Banner image for A Loan for Your Unique Needs

A Loan for Your Unique Needs

With a Physician Loan at SouthState, we demonstrate our faith in you by offering home financing to meet your unique needs. With this loan program we may be able to lend to Medical Doctors (MD), Doctor of Osteopathic Medicine (DO), Dentists and Veterinarians, including those currently in residency.

With a Physician Loan, you are able to come to closing with no down payment and get up to 100% financing2 without paying private mortgage insurance (PMI), which is typically required if you are putting less than 20% down.
Physician Loans at SouthState

Physician Loans at SouthState

  • No Private Mortgage Insurance
  • Purchase of primary or secondary residence

Financing Options for Primary Residence
  • Up to 100% financing available (loans up to $1,500,000)1
  • Up to 95% financing available (loans up to $2,000,000)1
  • Up to 90% financing available (loans up to $2,500,000)1
Contact us today to make your dream home become a reality.
Icon image for Have More Questions?

Have More Questions?

Find a Mortgage Banker Near You

Get Started


Icon for Apply Online Now

Apply Online Now

Get Started
Icon for New Mortgage Inquiries

New Mortgage Inquiries

(866) 229-5628
Icon for Send Us An Email

Send Us An Email

Email Us

Mortgage Insights


  • All loans subject to credit approval.
  1. 100/95/90% financing available to qualified borrowers through the Bank's Portfolio Physician Loan Program based on the lesser of the purchase price or a Bank-accepted appraisal of the property. Property type and use limitations may apply. Closing costs must be paid upfront and cannot be financed if loan to value is 90% or greater.

Secure Log In

Close login menu
Login Error

Your username is valid but has a problem. Please call customer support

Our website uses cookies to ensure your online experience is as informative and relevant as possible. Please review our Privacy Policy to learn more about the information we collect.