Credit & Financing
Liquidity Solutions
Optimize Cash Balances
Keep your funds fluid while maximizing your earnings with business CDs and Money Market accounts.
Maximize Your Potential
While you focus on growing your business, we’ll help you manage your cash flow efficiently and earn interest on your balance.
COMMERCIAL ANALYSIS CHECKING
Made for growing businesses with high balances and activity to help maximize your cashflow.
Made for businesses with high balances and activity the helps you maximize your cashflow.
COMMERCIAL ANALYSIS CHECKING
Made for growing businesses with high balances and activity to help maximize your cashflow.
- Earnings credit rate paid on positive average collected available balances can be used to offset monthly maintenance charges and transaction fees.
Made for businesses with high balances and activity the helps you maximize your cashflow.
- Earns interest
- Earnings credit rate paid on positive average collected available balances can be used to offset monthly maintenance charges and transaction fees.
Sweep Accounts
SouthState Sweep Accounts
Keep your funds working for you at all times. Automatically sweep funds to accounts that earn interest or pay down debt.
Line of Credit Sweep
Links business checking with line of credit and automatically sweeps funds between accounts based on predetermined target balance.
Business Sweep
For businesses with excess cash, will sweep funds between an operating account and an interest bearing checking account.
ZBA Sweep
Enable your organization to automatically transfer funds from a master account to one or more subsidiary accounts, and vice versa.
IntraFi® Network Deposits℠ (IND)
Earn interest on your deposits with the added peace of mind that comes with access to multi-million-dollar FDIC insurance.
IntraFi® Network Deposits℠ (IND)
Keep large deposits safe with access to millions of dollars in FDIC insurance through a single financial relationship at SouthState Bank.
Using IND, you can:
Using IND, you can:
- Place excess balances from demand deposit or money market accounts into interest-bearing accounts at other FDIC-insured banks in the network. Because funds are in multiple banks, your business is eligible for FDIC insurance greater than the standard limit for any one bank.
- Avoid potential drawbacks that come with money market mutual fund alternatives — liquidity gates, liquidity fees, and/or a share price that may fall below $1.00.
- Maintain daily liquidity for funds placed into demand deposit accounts, or access funds placed into money market deposit accounts up to six times per month.
- Receive just one monthly statement and earn a single rate on your entire deposit, thereby foregoing the typical headaches of maintaining multiple bank relationships.
Sweep Accounts
SouthState Sweep Accounts
Keep your funds working for you at all times. Automatically sweep funds to accounts that earn interest or pay down debt.
Line of Credit Sweep
Links business checking with line of credit and automatically sweeps funds between accounts based on predetermined target balance.
Business Sweep
For businesses with excess cash, will sweep funds between an operating account and an interest bearing checking account.
ZBA Sweep
Enable your organization to automatically transfer funds from a master account to one or more subsidiary accounts, and vice versa.
IntraFi® Network Deposits℠ (IND)
Earn interest on your deposits with the added peace of mind that comes with access to multi-million-dollar FDIC insurance.
IntraFi® Network Deposits℠ (IND)
Keep large deposits safe with access to millions of dollars in FDIC insurance through a single financial relationship at SouthState Bank.
Using IND, you can:
Using IND, you can:
- Place excess balances from demand deposit or money market accounts into interest-bearing accounts at other FDIC-insured banks in the network. Because funds are in multiple banks, your business is eligible for FDIC insurance greater than the standard limit for any one bank.
- Avoid potential drawbacks that come with money market mutual fund alternatives — liquidity gates, liquidity fees, and/or a share price that may fall below $1.00.
- Maintain daily liquidity for funds placed into demand deposit accounts, or access funds placed into money market deposit accounts up to six times per month.
- Receive just one monthly statement and earn a single rate on your entire deposit, thereby foregoing the typical headaches of maintaining multiple bank relationships.
