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Franchise Finance Expertise

Smarter Moves, Faster Growth

From multi-unit acquisitions to new builds, our franchise finance experts understand your pace – and the strategies that drive your growth.

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Banking Forward for Ambitious Franchise Owners

Banking forward in franchising means knowing the brand, understanding the business, and recognizing the urgency. At SouthState, we bring deep expertise with some of the most iconic brands in franchising. Because when opportunity knocks, there’s no time to waste. We respond quickly, think creatively, and act as true partners to our clients, offering strategic guidance and customized financial solutions designed to fuel smart, sustainable growth. Whether you’re opening your first unit or scaling to your 50th, we move at your pace — helping you capitalize on every opportunity.

Meet Your Franchise Finance Bankers

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Jose Garrido
Jose Garrido
SVP, Director of Franchise Finance Group
(678) 522-2232
Email Jose
David Sims
David Sims
SVP, Franchise Finance Relationship Manager
(678) 469-6644
Email David
Jenise Burks
Jenise Burks
SVP, Franchise Finance Relationship Manager
(615) 767-7483
Email Jenise
Jon Roberson
Jon Roberson
Director, NAPA Loan Program
(404) 542-7821
Email Jon
Cindy Taylor
Cindy Taylor
VP, Sales Portfolio Specialist
(404) 443-1063
Email Cindy
John Dutko
John Dutko
SVP, Franchise Finance Relationship Manager
(404) 376-5974
Email John
Myron Cantrell
Myron Cantrell
AVP, Franchise Finance Group
(706) 499-1793
Email Myron
Sean Kenney
Sean Kenney
SVP, Franchise Finance Relationship Manager
(513) 515-4366
Email Sean

Innovative Banking Solutions for Real Franchise Needs

We believe in building relationships, not just providing loans. Our approach to franchise lending combines industry expertise with customized financial solutions that help your business compete and thrive in today's market.
Gil Benjamin, Franchise Owner of Primrose School of Five Forks

Franchise Finance Success Story

During the pandemic, navigating the uncertainties was overwhelming... It was incredibly reassuring to have SouthState as my trusted ally throughout.

Gil Benjamin, Franchise Owner of Primrose School of Five Forks

Read the Complete Story

Recent Franchise Finance Deals

Recent Franchise Finance Deals

Food & Beverage

$7,125,000

McDonald’s

Houston, Texas
  • Acquisition

Food & Beverage

$14,300,000

Dunkin’

Florida
  • Refinance
  • Balance Sheet Recap
  • Development Line of Credit

Education

$16,000,000

Early Childhood Education

Virginia
  • Acquisition
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Comprehensive Financing Solutions for Franchise Success

Running a successful franchise involves more than a reputable brand—it demands strategic financial solutions to manage growth, cash flow, and daily operations. At SouthState, we deliver tailored financing, treasury management, and lending solutions1 specifically designed for franchise owners. This is our commitment to Banking Forward.

Franchise Financing

Whether you are opening new locations, buying existing franchises, or reinvesting in your operations, our financing options provide capital you need to grow.
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Treasury Management

Enhance your franchise operations with treasury management solutions that optimize cash flow, simplify payments, and improve your financial efficiency.
Explore Your Options

ARC Loans by SouthState Bank

SouthState’s ARC program gives franchisees simple, on-balance sheet financing – no ISDA, no derivatives. Just fast, fixed-rate certainty for your growth, remodel, or refinancing so you can continue to move your franchise forward.
Contact Us to Learn More
Reach Out to a Franchise Banker Today
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  1. All loans are subject to credit approval. 

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