Condo Financing
Get Financing for Your Condo
If you are interested in buying a condominium, contact SouthState Bank today to learn more about your mortgage options.

The Right Loan For Your Needs
Portfolio Condo Financing:
- Adjustable-rate Mortgage (ARM)
- As little as 10% down for qualified borrowers
- No Private Mortgage Insurance (PMI)
- Asset Depletion as income for borrowers aged 59.5 or older
Condo Financing FAQs
Find a Local Mortgage BankerAre condo interest rates higher?
Condo rates can be higher because condo lending is riskier for the lender than a single-family home. It is often seen as a higher risk due to condominiums being part of a multi-unit development. Reach out to your mortgage banker to inquire about condo mortgage interest rates.
Why is it harder to get a loan for a condo?
Condo lending guidelines can be more stringent than those for a single-family home due to the risk incurred by the lender. But don’t let that prevent you from applying today. Our Mortgage Bankers are here to answer any questions you have and guide you through the process.
How much down payment should I put on a condo?
SouthState requires as little as 10% down for a condo mortgage.
Important Legal Disclosures and Information
- All loans subject to credit approval.