get financing for condo

Condo Financing

Get Financing for Your Condo

If you are interested in buying a condominium, contact SouthState Bank today to learn more about your mortgage options.

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The Right Loan For Your Needs

Purchasing a condominium is a little different than financing a single-family home in that there is typically a little more paperwork involved as the lender must review the condo association as well. This shouldn’t stand in your way of a condo purchase if it best fits your needs. At SouthState, we work hard so that your condo financing is a seamless process.

Portfolio Condo Financing:

  • Adjustable-rate Mortgage (ARM)
  • As little as 10% down for qualified borrowers
  • No Private Mortgage Insurance (PMI)
  • Asset Depletion as income for borrowers aged 59.5 or older
SouthState also offers mortgage options for non-warrantable condos. Let us help you finance your condo!
Condo Financing FAQs

Condo Financing FAQs

Find a Local Mortgage Banker

Condo rates can be higher because condo lending is riskier for the lender than a single-family home. It is often seen as a higher risk due to condominiums being part of a multi-unit development. Reach out to your Mortgage Banker to inquire about condo mortgage interest rates.

Condo lending guidelines can be more stringent than those for a single-family home due to the risk incurred by the lender. But don’t let that prevent you from applying today. Our Mortgage Bankers are here to answer any questions you have and guide you through the process.

SouthState requires as little as 10% down for a condo mortgage.

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(866) 229-5628
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  • All loans subject to credit approval.

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