David Havlik

Mortgage Banker

Vice President

NMLS #: 105975

110 East Boulevard #1500, Charlotte, NC 28203

David Havlik | SouthState Mortgage

About David Havlik

If you are purchasing your first home, building your dream home, refinancing or anything in between, SouthState is here for you. We have a variety of mortgage loan programs and will work with you to find the best solution to meet your needs. As your SouthState Mortgage Banker, I will be available throughout the process to offer advice and answer any questions that arise. If you are ready to get started, click the Apply Now button to begin your application. If you have any questions at all, please give me a call or send me an email. I look forward to the opportunity to assist with this exciting milestone.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

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family finding homes with affordable mortgage options

Buyer's Advantage

Helping You Achieve Homeownership

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
06/06/2026
David is supportive, responsive, and informed. A very good combination when trying to stretch the standard mortgage channels.
5 stars
Google   •   SouthState Bank
05/30/2026
David is excellent. Incredibly thorough, responsive and trustworthy. Highly recommend him. No reservations. Would use him again for future property.
5 stars
Google   •   SouthState Bank
05/04/2026
David is incredibly easy to work with, always responsive, professional, and clear in his communication. What stood out most was his efficiency; he moved the process along quickly without ever missing a detail. On top of the top-tier service, he secured an amazing rate that exceeded my expectations. If you are looking for someone who is knowledgeable, fast, and truly looks out for his clients, I highly recommend David!

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