Lisa Bell

Mortgage Banker

NMLS #: 442670

79 Scenic Gulf Dr, Miramar Beach, FL 32550

Lisa Bell | SouthState Mortgage

About Lisa Bell

Lisa Bell is a seasoned mortgage banker in the Florida Panhandle with over 25 years experience. Her expertise in all phases of mortgage lending empowers her to assist individuals in realizing their dreams of home ownership. With her unwavering passion for her work, she is dedicated to offering personal guidance throughout the entire process, from application to closing. Her extensive background in accounting equips her with an understanding of tax return analysis and the distinctive challenges in this demographic encounter during the mortgage process. Having spent the past 10 years in Florida, she has an extensive knowledge of condo, investment and second home financing. Lisa can also loan in other states. Reach out today to begin your journey towards ownership of your next home or condo.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

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Woman ready to discuss building her dream home

Construction & Renovation Loans

Building or Renovating: Make Your House a Home

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
07/11/2026
Working with Lisa Bell was an outstanding experience from start to finish. She was knowledgeable, professional, and always took the time to explain every step of the mortgage process in a way that was easy to understand. She was incredibly responsive and answered all of my questions promptly. She made what could have been a stressful process feel smooth and straightforward. Lisa genuinely cared about helping me find the best financing option for my situation and consistently went above and beyond to ensure everything stayed on track. Her constant communication gave me confidence throughout the entire home-buying process. I highly recommend Lisa Bell to anyone looking for a trustworthy mortgage banker. I couldn't be happier with the service she provided, and I would gladly work with her again in the future.
5 stars
Google   •   SouthState Bank
06/26/2026
Kim and her staff were extremely helpfuil throughout the whole process. It was clear that SouthState and this team was well prepared and had a clear set of standards and processes that gave us ultimate confidence in getting the results we anticipated. Wouldn’t hesitate to use them again.
5 stars
Google   •   SouthState Bank
06/18/2026
Working with Lisa was an outstanding experience from start to finish. She guided me through every step of the mortgage process, making what could have been a stressful experience feel straightforward and manageable. Communication was excellent throughout the entire journey. She was always available to answer questions, explain options, and provide updates, ensuring I felt informed and confident in every decision. Her professionalism, responsiveness, and attention to detail made a significant difference, and I truly appreciated the level of service I received. I would highly recommend her to anyone looking to buy, build, or refinance a home. Thank you for helping make our home purchase a success!

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