Rosa Chavarria

Mortgage Banker

NMLS #: 414535

110 East Boulevard #1500, Charlotte, NC 28203

Rosa Chavarria | SouthState Mortgage

About Rosa Chavarria

Rosa A. Chavarria has over 30 years of experience in mortgage banking. She has a bachelor's degree in educational studies from Belmont Abbey College. Rosa is very knowledgeable with down payment assistance programs in conventional and government mortgage loan products. She works with a full range of borrowers and especially enjoys working with first time homebuyers. Rosa ensures each homebuyer is comfortable with their new home purchase and they fully understand the mortgage transaction. Purchasing a home or refinancing your existing home can be very exciting but a bit stressful. Rosa's experience with the mortgage process allows her to guide you to the result you are looking for in a smooth and professional manner. As a Mortgage Banker, Rosa is always there to answer your questions and help to make your dream of homeownership come true.

Reach out to Rosa today to get started!
Couple buying a home with an FHA Loan

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Individual and family homebuyers assistance funding

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Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
07/09/2026
Primeramente gracias a Dios por permitirme conocer a dońa rosa , nos ayudó mucho , nos explicaba todo muy bien en el proceso de la casa , muy amable , responsable, respondía a nuestras preguntas. La recomendamos☺️ Doña rosa hace un excelente trabajo ☺️
5 stars
Google   •   SouthState Bank
07/07/2026
I want to thank Rosa for her help and her expertise. I am a first time home buyer and I was so nervous! Rosa made this journey as smooth as possible. She was always there to answer all of my questions. She would take the time to explain the process, and would make sure I felt confident. I 100% recommend her, she is the best! Gracias Rosa por todo! Estoy muy agradecida !
5 stars
Google   •   SouthState Bank
06/23/2026
Mrs Rosa Chavarria was like a light on my way. She help me a lot, I took some doors before and everyone said no. Mrs Chavarria took her time and find how she can help me with my situation. Her knowledge and experience made me have my house. I recommend her 100% And also I thanks God to put her my on my way..

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