Where Tech Meets Trust
From complex payment flows to growth-stage financing, our team understands the pace of innovation - and delivers the banking to match.
Simplifying Payments, Amplifying Growth
Meet Your Payments Banking Team
SouthState: The Advantage You Can Count On
Payments Banking Success Story
There are options in our [payroll] space; however, I don't know that there's a partner as well-versed as SouthState.
Empowering Your Business with Excellence
Banking Built for PEOs
Instant Payments
Streamline transactions with Instant Payments, offering real-time fund transfers, improved cash flow visibility, and secure, efficient solutions designed to meet the evolving demands of today’s businesses and platforms.
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High-Volume ACH Processing
Whether you’re managing payroll, disbursing insurance payments, or facilitating embedded bill pay, SouthState offers direct file transmission and flexible delivery windows – backed by a dedicated, client-focused operations team.
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BIN Sponsorship
SouthState supports a range of BIN sponsorship solutions – whether you’re issuing, acquiring, or enabling push-to-card payments – with the expertise to work alongside your processing partners or in-house systems.
Find a BankerContact a Payments Banking Team Member Today
Have Questions About Payments Banking?
SouthState is a proven leader in ACH processing, handling 85.6 million ACH items in 2023. We process over 80 million transactions worth $250 billion. We have been recognized as one of the nation's top 50 ACH originators by NACHA since 2016. Our expertise is backed by strong partnerships with industry leaders like NACHA and PaymentsFirst, ensuring compliance and innovation at every step.
We’re trusted by diverse industries including payroll, insurance, PEO, HR/HCM, media, medical, gift cards, and billing, thanks to our ability to deliver efficient, reliable, and scalable solutions tailored to their unique needs. With SouthState, you gain a partner focused on optimizing your payment processes and supporting your growth with industry-leading expertise.
We go beyond traditional treasury services to provide advanced solutions that scale with your business, including:
- Direct Send ACH Services
- Image Cash Letter Deposit Services (Roadmap)
- BIN Sponsorship Programs: Credit, and Virtual Card Issuance
- Acquiring Solutions
- Virtual Accounts and Concentration Services
- X9 Check Image Services
- Types of Relationships: B2B, B2B2C
These advanced services are designed to address the unique needs of modern businesses and provide a competitive edge in today’s market.
- Instant RFP and RFI Transactions
- Developer Portal with APIs
- Intelligent Routing
