PEO Banking Solutions That Work
As a top ACH originator in the country and a Medallion Partner with NAPEO, our services set us apart from others in our field.
Nationwide Banking Built for the PEO Industry
Meet Your Bankers
What Our Customers Are Saying
Process with Confidence
Put your mind at ease with ACH windows that are up until 11 PM ET and wires until 6 PM ET to maximize your flexibility.
Access to Latest Payment Rails
Same Day ACH, reverse wires, RTP® and FedNow® for instant movement of funds.
Scalable Credit Solutions
ACH limits with no-friction, dynamic overage approval process to manage surges in payroll. Access to operating lines of credit and acquisition financing.
Dedicated Support
Your relationship does not disappear into a service queue after implementation. Your PEO banking team coordinates directly with you to keep your banking on track.
Proactive Compliance and Risk Management
AI-enhanced monitoring and regular insights to keep you ahead of regulatory shifts.
What Our Customers Are Saying
Move payroll. Manage growth. Bank with confidence.
Have Questions About PEO?
SouthState’s PEO platform is backed by scale, speed, and proven performance. From underwriting ACH lines to navigating emergency overage approvals, our bankers know the intricacies of the industry. We don't just support operations, we accelerate your business's growth by offering extended processing windows, direct access to decision-makers, and much more. As one of the top ACH originators in the country, to partner with SouthState means gaining a strategic ally that delivers a banking engine built to match the operational intensity of your PEO.
PEO Banking is a dedicated specialty at SouthState. Our team actively participates in all industry organizations and works with PEO operators every day. That experience, combined with our scale and treasury capabilities, allows us to deliver practical solutions tailored to the industry's unique needs.
We are continuously in discussions to better understand and serve the industry. In order to do so, we attend nearly every industry event related to PEOs. We sit on NAPEO committees, produce industry related content, and promote discussion among our customer base to identify best practices. Supporting the initiatives that matter most to you makes us uniquely suited to be your bank of choice.
Our value proposition focuses on the quality and specific functionality of our service, not the price. However, we recognize the importance of competitive pricing. That in mind, we will continue to put our best foot forward in demonstrating our commitment to earning your business. The value provided by our people and PEO-specific platform will far exceed the cost savings we offer.
We know timing is critical in payroll and payments. That’s why SouthState offers ACH cutoff times up to 11 PM ET and wire deadlines up to 6 PM ET. Giving you the flexibility to meet deadlines and keep operations running efficiently.
Yes. At SouthState, relationships matter. We connect you directly with responsive bankers and decision-makers who can act quickly and provide the answers you need, without unnecessary delays.
Our platform delivers a Fortune 500–level banking experience, built to handle high-volume payroll and complex money movement. SouthState combines advanced digital tools with the stability of a well-capitalized, established bank.
