Wire Transfer Frequently Asked Questions

What is the cut-off time to send a wire?

• Incoming – 6:00 p.m. EST
• Domestic Outgoing – 6:00 p.m. EST
• International Outgoing (Consumer) – 4:00 p.m. EST
• International Outgoing (Business) – 5:00 p.m. EST

All wires submitted by these times are processed during the same day. Any wires submitted after these times are processed the following business day.

How much does it cost to send/receive a wire?

Wire transfer fees are disclosed in our fee schedules on our website.

View Personal Account Fee Schedule

View Business Account Fee Schedule

What information will I need to receive a wire transfer?

To receive an incoming wire transfer to your account, please provide the following information to the individual or business that is sending the wire:

• Your full account number
• The name on your account as it appears on your statement
• Bank Name: SouthState Bank, N.A.
• For domestic (U.S.) wires
  • Bank Address:  1101 First Street South, Winter Haven, FL 33880
  •  Wire routing transit number/AB 063114030
• For international wires (USD or Foreign Currency)
  • Bank Address: 400 Interstate North Pkwy, Ste. 1200, Atlanta, GA 30339
  • SWIFT CODE: CSBKUS33

What information do I need to send a wire?

The following information is required to send a wire:

• Name and address of the beneficiary
• Name of the beneficiary bank
• The ABA/Routing number for Domestic Wires or BIC/SWIFT Code for International Wires
• Beneficiary account number
• Purpose of Payment
• For wires sent internationally you might also need:
  • International Bank Account Number (IBAN)
  • Any International/Foreign Bank Reference Codes (ie.  Sort Code, IRC, IFSC Code, CLABE, etc)

Is there a way to verify that the account and transit routing number(s) are valid before I initiate a wire transfer?

All wiring instructions should be verified and confirmed by the beneficiary of the funds before processing a wire.

How long does it take to send/receive a wire?

• Domestic – 24/48 hours
•  International - Wires originated in other countries generally take 1-5 business days to arrive and settle to the recipient account.  International wires are processed timely upon receipt to SouthState Bank.

The amount of time for the beneficiary to receive the wire is dependent on the beneficiary bank’s process.
 

Can I wire transfer funds from Europe in Euros?

Can I wire transfer funds from Canada in Canadian Dollars?

Can I wire transfer funds from Great Britain in Pound Sterling?