Karen Gilmore

Mortgage Banker

NMLS #: 308307

2991 Southwest High Meadow Avenue, Palm City, FL 34990

Karen Gilmore | SouthState Mortgage

About Karen Gilmore

If you are purchasing your first home, building your dream home, refinancing or anything in between, SouthState is here for you. We have a variety of mortgage loan programs and will work with you to find the best solution to meet your needs. As your SouthState Mortgage Banker, I will be available throughout the process to offer advice and answer any questions that arise. If you are ready to get started, click the Apply Now button to begin your application. If you have any questions at all, please give me a call or send me an email. I look forward to the opportunity to assist with this exciting milestone.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

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Woman ready to discuss building her dream home

Construction & Renovation Loans

Building or Renovating: Make Your House a Home

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
07/14/2026
My realtor recommended Karen as my mortgage broker. Wow!!! She was amazing from start to finish. As a newly single income mom, navigating a pre-approval and loan application was overwhelming. Karen was patient, sweet, relatable and lost importantly knowledgeable. The whole experience went so smooth and I owe it to her. I highly recommend Karen!!
5 stars
Google   •   SouthState Bank
07/13/2026
Karen is a professional and she was a pleasure to work with! She has a lot of wisdom in her field and she is willing to share it. Karen was extremely helpful and supportive during our home buying process and we can’t recommend her enough for your mortgage needs!
5 stars
Google   •   SouthState Bank
06/05/2026
Karen was a joy to work with. Always available with answers to my many questions. Should you have mortgage needs, Karen should be your first choice.

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