FHA Loans
Carmen Inclan
Mortgage Banker
Vice President
NMLS #: 437127
2514 West Kennedy Boulevard, Tampa, FL 33609
About Carmen Inclan
If you are purchasing your first home, building your dream home, refinancing or anything in between, SouthState is here for you. We have a variety of mortgage loan programs and will work with you to find the best solution to meet your needs. As your SouthState Mortgage Banker, I will be available throughout the process to offer advice and answer any questions that arise. If you are ready to get started, click the Apply Now button to begin your application. If you have any questions at all, please give me a call or send me an email. I look forward to the opportunity to assist with this exciting milestone.
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First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs
Learn What You Can Afford
Try Our Mortgage CalculatorRecent Reviews
I was looking to do a cash out refinance, but because I have a unique financial situation, I was unable to qualify for a traditional refinance. I contacted Carmen Inclán at SouthState when I found they do portfolio loans that allow for less than traditional conditions. Carmen took the time to hear and evaluate my situation, then worked tirelessly to find me a loan program. We hit a couple snags in the road, but Carmen kept on top of my loan process finding ways to work through the snags. Her diligence ended with me getting the cash out I needed at a very good market interest rate and low fees. I’m very happy with SouthState and will use Carmen and SouthState again in the future.
Carmen is excellent loan agent she knows her business and gets the job done, highly recommended
Carmen is very professional, patient and responsive. She is very creative at getting the right mortgage to fit your individual financial needs. My mortgage was long distance and everything at closing went very smoothly and uncomplicated. I would definitely recommend Carmen.
