Jason Downey

Mortgage Banker

NMLS #: 171508

995 Canton Street, Roswell, GA 30075

Jason Downey | SouthState Mortgage

About Jason Downey

With over 21 years of experience in the mortgage industry, Jason Downey has dedicated his career to turning the dream of homeownership into reality for his clients. He is known for his unwavering commitment to excellence and a borrower-first approach to every transaction. Jason understands that the mortgage process can feel overwhelming, so he’s built his practice around three simple principles: being available when clients need him, closing on time, and making sure every borrower walks away feeling informed and confident in their decisions. Whether you’re purchasing your first home or tackling a complex transaction, Jason brings the expertise and dedication to get it done right. His business is built on passion, referrals, and the repeat clients who trust him time and time again.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

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Woman ready to discuss building her dream home

Construction & Renovation Loans

Building or Renovating: Make Your House a Home

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
07/02/2026
I highly recommend Jason Downey and the team at SouthState Bank! This is the second home purchase where I’ve worked with Jason, and once again he exceeded my expectations. Jason is incredibly responsive, knowledgeable, and patient. He truly listens to your specific needs and goals, then works tirelessly to find the loan structure that best fits your situation. He does not settle for the first option. He researches every possible solution and is willing to work mornings, evenings, and outside normal business hours to make sure his clients have the best opportunity available. What sets Jason apart is his dedication to finding solutions. Throughout the entire process, I always felt like he was advocating for me and keeping me informed every step of the way. He is personable, easy to work with, and genuinely cares about helping his clients succeed. If you are looking for a mortgage banker who is committed, responsive, and willing to go the extra mile, I highly recommend Jason and SouthState Bank. I would not hesitate to work with him again and will continue referring friends and family his way.
5 stars
Google   •   SouthState Bank
07/01/2026
Jason is amazing. He was very patient and answered all of my questions thoroughly throughout the loan process.
5 stars
Google   •   SouthState Bank
06/02/2026
I highly recommend Jason Downey and south state bank to anybody in the beginning steps of the home buying process.From the beginning to the end he made it a very seamless process.

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