Joann Terrell

Mortgage Banker | Senior Vice President

NMLS #: 474243

1899 Highway 17 North, Mount Pleasant, SC 29464

Joann Terrell | SouthState Mortgage

About Joann Terrell

Joann Terrell has worked in mortgage and lending fields for over 25 years. She specializes in self-employed borrowers, jumbo loans, physician loans and lot loans. Joann was also a top 5% platinum Club producer for over 20 years. A native of Florida, she now lives in Mount Pleasant, SC. When not helping her clients with their loan needs, Joann enjoys playing tennis. Contact Joann today and let her expertise work for you.
Couple buying a home with an FHA Loan

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
05/13/2026
I had a great experience with Alex Terrell and team. Alex was responsive and easy to work with. He explained things clearly, offered helpful insights, and was quick to provide loan estimates with different options/variables. I shopped my mortgage all the way until my deadline with 3 banks and got a solid rate + loan administration cost with SouthState; but also, I genuinely preferred working with Alex over the others because he was easy going and was not pushy.
5 stars
Google   •   SouthState Bank
04/24/2026
Alex facilitated my first mortgage experience. All along the way, he was respectful, communicative and kind. A real pro.
5 stars
Google   •   SouthState Bank
12/17/2025
I was referred to this amazing team while In the process of trying to purchase my first home. I thought all hope was gone and they came and got straight to business! Not only were they efficient, the communication was top tier and they left me feeling safe and secured as we moved forward with my first purchase! If you want a home they have the perfect team. May God continue to bless them and their success as they effortlessly help others finance a new life starting with making a potential living space a home.

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