Ken Folds

Mortgage Banker

NMLS #: 158418

3475 Piedmont Road Northeast, Atlanta, GA 30305

Ken Folds | SouthState Mortgage

About Ken Folds

Having been a long-time Atlanta resident, Ken feels fortunate to have the opportunity to help others achieve their dreams by making the purchase of their homes possible in this area through his work as a mortgage broker. Ken has worked in the financial services sector since graduating from the University of Florida with a degree in Finance. His first experience out of college was in underwriting, which provided an excellent background when he moved into his role as a Mortgage Banker. Knowing how to avoid potential issues within the mortgage process, ensures his ability to provide a truly stellar level of customer service to his customers and guarantee that their mortgage experience goes smoothly from the initial conversation to the closing table.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

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family finding homes with affordable mortgage options

Buyer's Advantage

Helping You Achieve Homeownership

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
05/31/2026
Ken and his team made the process easy! I received clear instructions and reminders through every step which eased my stress tremendously!
5 stars
Google   •   SouthState Bank
05/29/2026
I've used Ken for my personal mortgage needs for close to 30 years. (I know, it's hard to believe we are that old!) I can personally attest that Ken and his Team (Karin and Stacey) are the ABSOLUTE BEST in the business! I highly encourage any reader of this review to entrust them with your mortgage. You will be highly impressed with the experience!
5 stars
Google   •   SouthState Bank
05/11/2026
Outstanding service from start to finish, highly recommend when purchasing your new home!

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