FHA Loans
Michael Schaefer
Senior Mortgage Banker
NMLS #: 867072
3111 Unicorn Lake Blvd, #120, Denton, TX 76210
About Michael Schaefer
Hello, I'm Mike Schaefer, a seasoned Mortgage Loan Originator dedicated to helping clients achieve their homeownership dreams. With over 24 years of real estate and mortgage industry experience, I specialize in navigating the intricacies of mortgage financing to secure optimal solutions for my clients.
To give a little information about me; I live, work and play in Katy, Texas. I am very active in the community, serving on several boards and supporting our community through many philanthropic organizations. I am an avid golfer and competitive cook.
My commitment extends beyond transactions; I prioritize building lasting relationships based on trust and transparency. I pride myself on effective communication, ensuring clients feel confident and informed throughout the mortgage process.
In this dynamic industry, I stay ahead by staying informed about the latest market trends, products, and regulations. My goal is to simplify the mortgage journey, providing a seamless experience from application to closing.
Whether you're a first-time homebuyer or seasoned investor, I am here to guide you with personalized advice and tailored solutions. Let's turn your homeownership aspirations into reality!
To give a little information about me; I live, work and play in Katy, Texas. I am very active in the community, serving on several boards and supporting our community through many philanthropic organizations. I am an avid golfer and competitive cook.
My commitment extends beyond transactions; I prioritize building lasting relationships based on trust and transparency. I pride myself on effective communication, ensuring clients feel confident and informed throughout the mortgage process.
In this dynamic industry, I stay ahead by staying informed about the latest market trends, products, and regulations. My goal is to simplify the mortgage journey, providing a seamless experience from application to closing.
Whether you're a first-time homebuyer or seasoned investor, I am here to guide you with personalized advice and tailored solutions. Let's turn your homeownership aspirations into reality!
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Recent Reviews
My husband and I have purchased 3 homes and even though we had hiccups initially with how we wanted to purchase via VA or Conventional, Mike’s team was there to guide us through every step of the way. He is very knowledgeable and I appreciated all
Of his patience with us.
Shoutout to Mike and Cat – My Dream Team! 🌟
I cannot say enough about how amazing my experience was with Mike and Cat—honestly, they deserve 5 stars across the board. Their team was by far the smoothest part of the entire home-buying journey. If I’m being honest, this is the area where I had the least complications, and it made all the difference.
Clear Expectations, Exceptional Communication, and Constant Reassurance
From the very beginning, expectations were crystal clear. I was overly communicated with—every step of the way, I knew exactly what to expect. I was reassured when I had doubts, and they took the time to educate me through the entire process. It was more than just a transaction; it was a partnership where I felt confident and informed.
The Underwriting Process Was a Breeze
The underwriting app they used was incredibly user-friendly. Uploading documents was a seamless process, and the technology they used made everything smooth and efficient. No hassle, no confusion—just clear steps to keep things moving forward.
Highly Recommend!
I wouldn’t recommend any other lender or loan officer. Mike and Cat were absolutely top-notch, and I’m so grateful I chose to work with them.
Perks of the Deal
Let’s talk perks—because there were a lot! I locked in a real cute interest rate on a portfolio loan, which already has me feeling good about my future. Plus, I’m already sitting on some equity from day one. Not to mention, I had creative control over $25K in design center upgrades, got free blinds and gutters, and closed with $0 cash out of pocket. Oh, and let’s not forget $30K in seller credits & seller-paid closing costs, plus I even got a check back at closing. 🙌🏾
To Mike and Cat—thank you for making this such an easy, stress-free experience. Y’all are the real MVPs! 🙏🏾🏡✨
First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs
