Michelle Freeman

Mortgage Banker | Senior Vice President

NMLS #: 419510

1127 Ebenezer Road, Rock Hill, SC 29732

Michelle Freeman; Mortgage Banker; Vice President

About Michelle Freeman

Michelle Freeman, a Winthrop University graduate, came to SouthState in 2002. Prior to mortgage lending, Michelle's financial experience included branch management, consumer lending and retail banking. As a Rock Hill native, Michelle is an expert of the York County real estate market and her experience in financial services and banking ensures you will receive sound advice, a smooth mortgage process and exceptional customer service.

Contact Michelle today and put her expertise to work for you.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

Learn More
family finding homes with affordable mortgage options

Buyer's Advantage

Helping You Achieve Homeownership

Learn More
Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

Learn More

Recent Reviews

Google   •   SouthState Bank
10/03/2024
We have now worked with Michelle on two occasions, the construction of our new home as well as the refinance. Both experiences were wonderful. She was always available to answer any questions we had. The entire process on both occasions was explained clearly. Highly recommend.
Google   •   SouthState Bank
06/24/2024
I recently had the pleasure of working with Michelle Freeman for my home purchase and I couldn't be happier with the experience. She was incredibly professional, knowledgeable, and responsive. They made the complex process of securing a mortgage much simpler and were always available to answer any questions I had, no matter how small.
Google   •   SouthState Bank
05/02/2024
Michelle has been fantastic to work with through the loan process. She answered every question promptly and I asked numerous questions. Many thanks Michelle, for making this a fun and easy experience!

First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
Icon image for Learn What You Can Afford

Learn What You Can Afford

Try Our Mortgage Calculator

How Can We Help?

I'm Ready To:

Secure Log In

Close login menu
Login Error

Your username is valid but has a problem. Please call customer support

Our website uses cookies to ensure your online experience is as informative and relevant as possible. Please review our Privacy Policy to learn more about the information we collect.