Michelle Freeman

Mortgage Banker | Senior Vice President

NMLS #: 419510

1127 Ebenezer Road, Rock Hill, SC 29732

Michelle Freeman; Mortgage Banker; Vice President

About Michelle Freeman

Michelle Freeman, a Winthrop University graduate, came to SouthState in 2002. Prior to mortgage lending, Michelle's financial experience included branch management, consumer lending and retail banking. As a Rock Hill native, Michelle is an expert of the York County real estate market and her experience in financial services and banking ensures you will receive sound advice, a smooth mortgage process and exceptional customer service.

Contact Michelle today and put her expertise to work for you.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

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family finding homes with affordable mortgage options

Buyer's Advantage

Helping You Achieve Homeownership

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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Recent Reviews

Google   •   SouthState Bank
03/27/2025
I have had such a great experience working with Michelle. The process was smooth, easy and very organized with my SouthState Loan Officer. She kept me updated with everything throughout. I highly recommend her and SouthState Bank!!
Google   •   SouthState Bank
01/29/2025
Michelle helped us get what we needed. She was very professional and I highly recommend her for your mortgage needs.
Google   •   SouthState Bank
10/03/2024
We have now worked with Michelle on two occasions, the construction of our new home as well as the refinance. Both experiences were wonderful. She was always available to answer any questions we had. The entire process on both occasions was explained clearly. Highly recommend.

First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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