Rosa Chavarria

Mortgage Banker

NMLS #: 414535

6525 Carnegie Blvd, Charlotte, NC 28211

Rosa Chavarria | SouthState Mortgage

About Rosa Chavarria

Rosa A. Chavarria has over 30 years of experience in mortgage banking. She has a bachelor's degree in educational studies from Belmont Abbey College. Rosa is very knowledgeable with down payment assistance programs in conventional and government mortgage loan products. She works with a full range of borrowers and especially enjoys working with first time homebuyers. Rosa ensures each homebuyer is comfortable with their new home purchase and they fully understand the mortgage transaction. Purchasing a home or refinancing your existing home can be very exciting but a bit stressful. Rosa's experience with the mortgage process allows her to guide you to the result you are looking for in a smooth and professional manner. As a Mortgage Banker, Rosa is always there to answer your questions and help to make your dream of homeownership come true.

Reach out to Rosa today to get started!
Couple buying a home with an FHA Loan

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family finding homes with affordable mortgage options

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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Recent Reviews

Google   •   SouthState Bank
07/02/2025
I can’t say enough great things about working with Rosa Chavarria. From start to finish, she made the mortgage process smooth, stress-free, and incredibly efficient. her knowledge, transparency, and dedication stood out right away. She took the time to understand my financial goals and provided clear guidance on the best loan options available. Communication was prompt, professional, and always helpful—I never felt in the dark. Thanks to Rosa , I closed on my loan with confidence and peace of mind. I highly recommend her to anyone looking for a mortgage banker who is reliable, honest, and truly invested in their clients’ success.
Google   •   SouthState Bank
06/15/2025
I want to express my sincere gratitude to Rosa for her incredible support throughout the entire process of obtaining our mortgage. From the very beginning, she was willing to clarify all our doubts and guide us toward the options that best suited me. Her vast knowledge of the mortgage market was essential for making informed decisions. In addition to her professionalism, I want to highlight her kind heart and willingness to help, especially those of us who don't speak English. Her patience and empathy made me feel supported every step of the way, which made the process much easier and less stressful. Without a doubt, Rosita is an excellent human being and a true asset to those seeking mortgage advice. I recommend her services to anyone who needs guidance through this important process. Thank you for everything, Rosita!
Google   •   SouthState Bank
06/09/2025
Excellent professional. Years of experience that make her the BEST of the BEST... was a great pleasure to put my mortgage in her hands!!! Rosa make the process really smooth and always available to answer all the questions that I have. 1000 stars 🌟

First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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