Terri Ellis

Mortgage Banker

NMLS #: 504511

28801 SW 157 Avenue, Homestead, FL 33033

Terri Ellis | SouthState Mortgage

About Terri Ellis

Terri Ellis is a dedicated mortgage banker with over 20 years of experience in residential lending. Terri has a proven track record of closing loans efficiently while maintaining high customer satisfaction. She is skilled in analyzing financial data and providing tailored mortgage solutions. Terri has an extensive background in the mortgage industry, including closing, processing, underwriting and loan officer positions. She enjoys helping her borrowers whether it be purchasing their first home, building their dream home or refinancing.
Aside from her professional work, Terri is a native of Miami and is actively involved in the community. She is a member of the Rotary Club of Homestead. She enjoys spending time with her family, going to the beach and cooking homemade meals.
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Individual and family homebuyers assistance funding

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
03/14/2026
Excellent service from start to finish. Terri was absolutely wonderful to work with—kind, responsive, and always available to answer any questions throughout the mortgage process. Her availability and one-on-one relationship was fantastic. Thank you, Terri!
5 stars
Google   •   SouthState Bank
01/25/2026
Very good experience. Terri was very attentive and hands on throughout the entire process made the entire mortgage loan process hassle/stress free.
5 stars
Google   •   SouthState Bank
01/23/2026
Terri is very supportive and informative in every ways from start to finish. Without Terri it would be difficult for us to get through the process. We always talked about her and referring to friends who need help with their mortgage. Thank you Terri for being there for us.

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