couple borrowing against home equity for financial needs

Home Equity Loans

Fixed Payment Loans Based on Your Equity

Borrow a lump sum with fixed terms. 

A Low Interest Rate Option with Predictable Payments

Need a specific amount of money for a one-time expense? Using the equity in your home, we can provide you the full loan1 amount up front with consistent monthly payments to pay back the loan over a set period of time.

The Loan Process

The Loan Process

APPLY FOR THE LOAN:
Visit a SouthState branch to begin an application in person.

SIGN YOUR DOCUMENTS:
Once approved, you will need to sign the loan documents at your nearest SouthState branch. We can arrange a time that works best with your schedule.

man applying for a personal loan at southstate branch

Get Started

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Come In and Speak to a Banker

Find a Branch
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  1. All loans are subject to credit approval. 

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