Holiday Hours

In observance of Veterans Day, SouthState locations will be closed on Wednesday, November 11. SouthState Customer Care will be open 8 a.m. - 5 p.m. ET. Transactions initiated or scheduled on a holiday are processed the next business day.

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Loans & Credit Cards

The Flexibility to Live Your Way

You have things you want to accomplish, and we have the loans to help you get there on your terms.

  1. Home
  2. Personal
  3. Loans & Credit Cards
A man in a plaid flannel shirt holds a takeaway coffee cup and checks his smartphone in a workshop.

Put Your Plans Into Action

With a Home Equity Line of Credit, you can borrow as much or as little as you need to turn your dreams into reality. We offer competitive rates and an easy and fast approval process.

  • Renovations
  • Debt Consolidation
  • Unexpected Expenses
Apply NowLearn More
Two people shaking hands across a wooden table in a bright indoor meeting setting.

Refinance For A Better Suited Loan

By refinancing, you may be able to reduce your interest rate and monthly payment. You may also reduce the term length so your home is paid off faster. Our mortgage loan officers can recommend refinancing options that will get you closer to your goals.
 
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A two-story Mediterranean-style home with a terracotta roof, arched windows, palm trees, and a paved driveway.

You Find the House, We’ll Help You Find the Loan

Choosing a mortgage loan doesn’t have to be difficult. There are a number of options available and our mortgage loan officers can guide you through the process to the right loan.
 
Learn More

Put Your Plans Into Action

With a Home Equity Line of Credit, you can borrow as much or as little as you need to turn your dreams into reality. We offer competitive rates and an easy and fast approval process.

  • Renovations
  • Debt Consolidation
  • Unexpected Expenses
Apply NowLearn More

Refinance For A Better Suited Loan

By refinancing, you may be able to reduce your interest rate and monthly payment. You may also reduce the term length so your home is paid off faster. Our mortgage loan officers can recommend refinancing options that will get you closer to your goals.
 
Learn More

You Find the House, We’ll Help You Find the Loan

Choosing a mortgage loan doesn’t have to be difficult. There are a number of options available and our mortgage loan officers can guide you through the process to the right loan.
 
Learn More
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Car Loans

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Two smiling people wearing sunglasses giving a high-five inside a car with a scenic view through the windshield.
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A large black and grey motorhome parked at a shaded gravel campsite with a bicycle nearby.

Recreational Loans

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Credit Cards

Get Started With a Card That's Right for You

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Personal Loans

Funds When You Need Them Most

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Stories & Insights


  • All loans are subject to credit approval.

Hit the road with the bank you know. Our flexible terms, competitive rates, and fast approval process can simplify the car buying experience for you.

New and Used

Easy Online Application

Fast approvals

It’s a big world, and it’s time to get the toys to explore it. Whether you’re thinking about taking up sailing or traveling across country with your family, we can help. Our recreational loans offer flexible terms and competitive rates to get you on the road – or on the water.

Boat and Marine Loans

Motorcycle Loans

RV/Motorhome Loans

Stories & Insights

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8 Home Improvement Projects Under $100

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Why More Homeowners are Using HELOCs to Age in Place

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10/7/2025

10 Cybersecurity Tips for Holiday Travelers

By Wes Duncan

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9/24/2025

Hope for a Better Future: Denver Bankers Reflect on Family Legacy

By Rachel Ham

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4/3/2023

How Many Credit Cards Should You Have?

By John Medina

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