Get Underway with Competitive Rates
Let us help you chart a course for a smooth loan process.
Our Boat Loans Make it Simple to Get Out on the Water
We want to pair you with the perfect loan 1 for your dream craft. Contact a banker today to find out about our competitive rates for any budget. Plus, our easy online application will have you cruising the lake or the open seas in no time.
Boat Loans
The Loan Process
CHOOSE YOUR NEW BOAT:
You’ve done the easy part of finding your next watercraft. We can help with the rest.
APPLY FOR THE LOAN:
Apply online in a few steps or visit a SouthState branch to begin an application in person.
SECURE A COMPETITIVE RATE:
Your banker will work to find the best loan option for your budget. After approval, you’ll sign paperwork and be ready to set sail.
Calculate a Boat Loan Payment
Try Our Boat Loan CalculatorGet Started
All loans are subject to credit approval.
Annual Percentage Rate (APR) is accurate as of 01/01/2026 and includes a one-time $150 loan origination fee and 0.50% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $5,000; maximum loan amount $300,000. 7.79% APR is based on an example loan amount of $70,000 for a term of 144 months with monthly payments of $748.16. 144 month term available for a loan amount of $50,000 - $74,999. Additional fees may apply. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and collateral. Other rates and terms available. Rates, terms and conditions offered are subject to change without notice. All loans are subject to credit approval.
Annual Percentage Rate (APR) is accurate as of 01/01/2026 and includes a one-time $150 loan origination fee and 0.50% interest rate discount for automatic payment draft from a SouthState checking account. Minimum loan amount $5,000; maximum loan amount $200,000. 8.05% APR is based on an example loan amount of $75,000 for a term of 120 months with monthly payments of $910.01. 120 month term available for a loan amount of $75,000 - $99,999. Additional fees may apply. Eligible model years 2017-2026. Other restrictions may apply. Your actual APR may vary based on creditworthiness, loan amount, loan term and collateral. Other rates and terms available. Rates, terms and conditions offered are subject to change without notice. All loans are subject to credit approval.
