Overdraft Line of Credit
Credit Within Your Reach
Advance funds from your line of credit to cover unexpected expenses.
A Loan When You Need It Most
An overdraft line of credit1 is an unsecured line of credit, with a limit of $1,000 – $4,999, for the purpose of overdraft protection for any SouthState personal checking account.
How It Works:
If your checking account balance goes below $0, available funds from your line of credit in increments of $100.00 will automatically be transferred to cover the overdraft amount.
How It Works:
If your checking account balance goes below $0, available funds from your line of credit in increments of $100.00 will automatically be transferred to cover the overdraft amount.
The Loan Process
The Loan Process
APPLY FOR THE LOAN:
Apply online in a few steps or visit a SouthState branch to begin an application in person.
SIGN YOUR DOCUMENTS:
Once approved, you will need to sign the loan documents at your nearest SouthState branch. We can arrange a time that works best with your schedule.
Get Started
Stories and Insights
Important Legal Disclosures and Information
- Subject to credit approval. Automatic payments from linked checking account required.
