Apply for a Personal Line of Credit Online Today

Flexibility that Fits Your Need and Budget

A quick approval process and personalized service make a SouthState line of credit¹ a great choice. Do you need funding for an emergency purchase or something for your whole family? Let us help you get on your way.

From $5,000 to $50,000
Variable Interest Rate
Link your Personal Line of Credit to your SouthState deposit account and available funds will be automatically transferred to pay overdrafts.
Easy online application

Get Funding Today with Fast Approval.2

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The Loan Process

APPLY FOR THE LOAN:
Apply online in a few steps or visit a SouthState branch to begin an application in person.

SIGN YOUR DOCUMENTS:
Once approved, you will need to sign the loan documents at your nearest SouthState branch. We can arrange a time that works best with your schedule.

Apply Now

man applying for a personal loan with fast and easy online application

Frequently Asked Questions

How does a personal line of credit work?

Think of a line of credit like a credit card managed by your bank. It has a set credit limit and allows you to access funds when needed. You can pay down the amount borrowed over time or immediately.

What is the interest rate for a line of credit?

Line of credit interest rates are often variable rates, which mean the rate changes in response to changes in the financial markets. A borrower's creditworthiness may also be a factor. To learn about the interest rates that SouthState offers, contact a banker today.