A Smart Choice with Convenient Access
Created for growing businesses with moderate to high activity.
- Home
- Small Business
- Checking & Savings
- Business Gold Checking Account
Your Business Needs Your Full Attention
The features of Business Gold Checking make managing your money simple and convenient, allowing your focus to remain on your customers.
$0 or $15
Monthly Maintenance Charge
First 350 debits, credits & deposited items per statement cycle at no cost; $0.40 per item thereafter.
$2 paper statement fee1
No monthly maintenance charge when you meet one of the following qualifiers2:
- $2,500 average daily balance in checking, or
- $10,000 minimum daily balance in other combined deposits, or
- 15 posted and cleared SouthState debit card purchases/payments
Business Gold Checking Account Features
- No opening deposit required when opening account online3
- No minimum balance requirement
- Business Debit Card
- Enjoy secure mobile payments with Apple Pay®4 , Google Pay™5 , and Samsung Pay™6
- Online Banking with BillPay7
- eStatements available
- Merchant Services available
- Credit Cards, Lines of Credit and Term Loans available8
Business Mobile & Online Services
Easily stay on top of account information wherever business takes you.
Make mobile deposits
Account aggregation / Budgeting tools
Quicken® or QuickBooks®9
Access account balance and review transactions
Make transfers and pay bills
Receive alerts
Need More Features?
Questions About Opening Your Account Online?
View All FAQsGenerally, it should take no longer than 20 minutes to complete an application online.
You will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, Tribal ID or State ID), valid address and a valid email address registered to your name. If your application will include Joint Signer(s), your Joint Signer(s) will also need to supply this information. If applicable to your business, you will need to upload documents such as formation documents (Articles of Incorporation, Certification of Formation, Partnership Agreement, etc.) to verify your business.
You can open Business Checking, Savings or Money Market accounts online.
You can fund your account through debit/credit card or at a later time with Mobile Deposit, ATM deposits, or by visiting a branch.
You can avoid the monthly Paper Statement Fee if on the final day of your statement cycle you are enrolled in electronic statements ("eStatements"). You must be enrolled in Online and Mobile Banking to receive eStatements. If you are not enrolled in eStatements, your Online and Mobile Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Paper Statement Fee, which will be debited from your Account without further notice to you and will appear on your Account statement.
Qualifiers to avoid $15 monthly maintenance charge per statement cycle.
$50 minimum opening deposit required to open account in a branch.
Apple Pay and Touch ID are registered trademarks.
Google Pay is a trademark of Google Inc.
Samsung Pay is a registered trademarks of Samsung Electronics Co., Ltd.
Fees may apply. Contact your banker for details.
All loans are subject to credit approval.
Quicken and QuickBooks are trademarks and service marks of Intuit, Inc., registered in the United States and other countries.