Holiday Hours

In observance of Veterans Day, SouthState locations will be closed on Wednesday, November 11. SouthState Customer Care will be open 8 a.m. - 5 p.m. ET. Transactions initiated or scheduled on a holiday are processed the next business day.

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Loans & Lines of Credit

Lending That Opens Up Your Opportunities

Cover unexpected business expenses with revolving lines of credit or start making long-term improvements with a term loan.1

Get Started
  1. Home
  2. Small Business
  3. Loans & Financing
  4. Loans & Lines of Credit
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Quick and Competitive Business Loans

If you are looking to expand your business, SouthState has you covered. With a streamlined underwriting and origination process, we can offer a decision in two business days on select business loans including Lines of Credit, Term Loans and Commercial Vehicle Loans.2
 
Contact a SouthState Business banker today to learn more about Business Lending Express. 
Learn MoreContact a Banker
A person wearing glasses and a denim shirt looks down at a smartphone while smiling.

Quick and Competitive Business Loans

If you are looking to expand your business, SouthState has you covered. With a streamlined underwriting and origination process, we can offer a decision in two business days on select business loans including Lines of Credit, Term Loans and Commercial Vehicle Loans.2
 
Contact a SouthState Business banker today to learn more about Business Lending Express. 
Learn MoreContact a Banker
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Business Equipment Loans

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A man in a suit talks on a phone while seated in the back seat of a car.

Automobile and Fleet Financing

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Build For Tomorrow

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Which is right for your business, a Business Loan or a Line of Credit?

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Small Business Resources

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    • The Flexibility To Manage Your Cash Flow

    Flexible:
    With a business line of credit you can always have easy access to the funds you need to keep your business running smoothly.

    Repay and reuse:
    Use the funds for what your business needs now, like seasonal costs, or inventory. Then repay and have access to the funds when you need them.

    Overdraft protection:
    Your business line of credit can also be used for overdraft protection if the situation arises.
    Learn MoreContact Us

    The Flexibility To Manage Your Cash Flow

    Flexible:
    With a business line of credit you can always have easy access to the funds you need to keep your business running smoothly.

    Repay and reuse:
    Use the funds for what your business needs now, like seasonal costs, or inventory. Then repay and have access to the funds when you need them.

    Overdraft protection:
    Your business line of credit can also be used for overdraft protection if the situation arises.
    Learn MoreContact Us
    An older man in a navy sweater and tie shakes hands with another person indoors.

    Turn Your Equity Into An Opportunity

    Use your residential, real-estate property to secure the capital you need for expanding your business.

    • Fast and easy application
    • Convenient access to funds
    • Interest may be tax deductible2
    Learn MoreContact a Banker

    Turn Your Equity Into An Opportunity

    Use your residential, real-estate property to secure the capital you need for expanding your business.

    • Fast and easy application
    • Convenient access to funds
    • Interest may be tax deductible2
    Learn MoreContact a Banker

    Health Savings

    Offer Peace of Mind

    Help your employees manage the rising cost of healthcare.
    Learn More

    Letters of Credit

    Support For Our Customers

    If vendors or regulating agencies require a Letter of Credit we can offer our assistance.
     
    Learn More

    SBA Loans

    The Flexibility To Start

    Small Business Administration Loans offer longer term financing to help
     your business get started.
    Learn More
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    Give Us a Call

    (800) 277-2175
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    Come In and Speak to a Banker

    Find a Branch
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    Contact a Banker

    Email Us

    All loans are subject to credit approval.

    We are generally able to return a credit decision within two business days of receiving a complete application.

    Manufacturing and industrial equipment
    Office equipment
    Medical and dental equipment
    Commercial vehicles
    Passenger cars and business vehicles
    Commercial vans and trucks
    Vehicle customization
    Real Estate Construction
    Renovation
    Financing from Start to Finish
    SouthState equipment loans let you finance multiple pieces of equipment onto one loan, with competitive rates and flexible payment and term options.
     

    Business Equipment Loans can be used for:

    SouthState can help you get your business on the road with flexible rates and terms for your vehicle financing.
     

    Automobile and Fleet Financing can be used for:

    Our construction loans allow you to borrow what you need, when you need it during the building process. When construction is complete the loan becomes a term loan for permanent financing.
     

    Our Construction Loans Can Be Used For:

    Small Business Resources

    Thumbnail for Counting Every Penny: Tracking Business Financials
    9/6/2023

    Counting Every Penny: Tracking Business Financials

    By SouthState

    Thumbnail for What is a Small Business Line of Credit?
    3/31/2023

    What is a Small Business Line of Credit?

    By Mary Schnabel

    Thumbnail for The Ins and Outs of Cash Flow Management
    4/10/2025

    The Ins and Outs of Cash Flow Management

    By SouthState

    Thumbnail for 5 Key Fraud Prevention & Protection Tips for Your Small Business
    9/7/2021

    5 Key Fraud Prevention & Protection Tips for Your Small Business

    By SouthState

    Thumbnail for Small Business Loans: Installments vs. Line of Credit
    5/31/2022

    Small Business Loans: Installments vs. Line of Credit

    By Maddi Shuler

    View All