Holiday Hours

In observance of Veterans Day, SouthState locations will be closed on Wednesday, November 11. SouthState Customer Care will be open 8 a.m. - 5 p.m. ET. Transactions initiated or scheduled on a holiday are processed the next business day.

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Small Business Financing

From Working Capital To Real Estate

Our dedicated bankers will work with you to get you the credit you need.

Get Started
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Finance Your Goals

Lines of Credit:
With a business line of credit you can have the capital you need to get business done. There are several options available all with competitive rates and a quick and easy application process.

Term Loans:
Looking at a location for your business, or are you looking to invest in new equipment? We can help with the loan you need to set your business on the right path.

Business Lending Express:
With a streamlined underwriting and origination process, we can offer a decision in two business days on select business loans including Lines of Credit, Term Loans and Commercial Vehicle Loans.1 

Explore Options

Finance Your Goals

Lines of Credit:
With a business line of credit you can have the capital you need to get business done. There are several options available all with competitive rates and a quick and easy application process.

Term Loans:
Looking at a location for your business, or are you looking to invest in new equipment? We can help with the loan you need to set your business on the right path.

Business Lending Express:
With a streamlined underwriting and origination process, we can offer a decision in two business days on select business loans including Lines of Credit, Term Loans and Commercial Vehicle Loans. 

Two business professionals in formal attire reviewing content together on an open laptop outdoors.
Two business professionals in formal attire reviewing content together on an open laptop outdoors.

Franchise Finance

Learn More
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Business Real Estate Loans

Learn More
Two men in navy blazers stand in an empty room, one gesturing and holding rolled documents.
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A person sketches designs at a worktable inside a fashion studio with a mannequin nearby.

Letters of Credit

Learn More

Get Started


Small Business Resources


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    Explore Options
    A kitchen worker in a black apron and chef's hat writes notes in a spiral notebook at a stainless steel counter.

    Small Business Administration (SBA) Loans

    An SBA loan offers flexibility you may not be able to find with other traditional small business loans. Borrowers typically receive longer terms, and lower payments. We’re ready to work along with you to guide you through the process of building your own small business.
    Learn More

    Small Business Administration (SBA) Loans

    An SBA loan offers flexibility you may not be able to find with other traditional small business loans. Borrowers typically receive longer terms, and lower payments. We’re ready to work along with you to guide you through the process of building your own small business.
    Learn More
    A person wearing glasses talks on a smartphone while working on a laptop in a warehouse stockroom.

    Flexible Options

    If you’re looking for spending power with options, we have the credit cards for you.
    • Bonus points & cash rewards
    • Low introductory rates
    • Travel benefits
    Explore Options

    Flexible Options

    If you’re looking for spending power with options, we have the credit cards for you.
    • Bonus points & cash rewards
    • Low introductory rates
    • Travel benefits
    Explore Options
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    Give Us a Call

    (800) 277-2175
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    Come In and Speak to a Banker

    Find a Branch
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    Contact a Banker

    Email Us

    Subject to credit approval.

    We are generally able to return a credit decision within two business days of receiving a complete application.

    Our bankers provide innovative, customized lending solutions to help you navigate franchise ownership. From single-location to multi-unit operators SouthState is here to help keep your business moving forward.
    If you’ve outgrown your existing space or are looking for your first location, SouthState business real estate loans can provide you with the right financing.
    With a Letter of Credit from SouthState, you can assure your trading partners that your obligations will be paid using the bank’s credit. We offer several options and can help you mitigate your risks and determine the right approach for your business.

    Small Business Resources

    Thumbnail for Counting Every Penny: Tracking Business Financials
    9/6/2023

    Counting Every Penny: Tracking Business Financials

    By SouthState

    Thumbnail for What is a Small Business Line of Credit?
    3/31/2023

    What is a Small Business Line of Credit?

    By Mary Schnabel

    Thumbnail for The Ins and Outs of Cash Flow Management
    4/10/2025

    The Ins and Outs of Cash Flow Management

    By SouthState

    Thumbnail for 5 Key Fraud Prevention & Protection Tips for Your Small Business
    9/7/2021

    5 Key Fraud Prevention & Protection Tips for Your Small Business

    By SouthState

    Thumbnail for What Are SBA 7(a) Loans?
    4/30/2024

    What Are SBA 7(a) Loans?

    By Maddi Shuler

    View All