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Manage Cash Flow

Solutions To Simplify Your Cash Flow

Secure, automate, and simplify your business finances with our help, and our robust solutions.

Get Started
  1. Home
  2. Small Business
  3. Payments & Cash Management
A man in a blue shirt holds a smartphone and a card at an indoor table near a sunlit window.

Simplify The Way You Get Paid

SouthState has a number of services that can make the process of accepting payments a lot easier for you and your business.
           
Remote Deposit:
Deposit customer checks anytime, anywhere with our Remote Deposit solutions.
 
Lockbox:
Let us process your payments with a Lockbox that receives mail several times a day to keep your cash flow running smoothly.

Card Payments:
From mobile wallets to gift cards, accept the payment types your customers want to use with SouthState merchant services.

ACH:
Maximize security and access customer payments faster with ACH.
Learn More
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Automate Transfers To Save And Earn More

Zero Balance Account:
Automatically transfer funds from a master account to separate accounts to reduce idle balances, eliminate overdrafts and consolidate funds.
 
Sweep Accounts:
Our Sweep Accounts can maximize your earning potential by moving excess funds to earn interest or pay down debts.
Learn More
A smiling woman wearing an orange beaded necklace talks on a phone while using a laptop in a clothing store.

Reduce The Time You Take To Pay

Using our services you can significantly reduce the amount of time you spend paying vendors, employees and bills.
 
ACH:
Save time associated with writing, mailing, processing and reconciling checks for individual and recurring payments.
 
Wire Transfers:
For large, limited transactions, we can assist with wire transfers for payments to international vendors and suppliers.
 
Business BillPay:
Delegate responsibilities to your employees with individual user access levels and schedule and monitor your bill payments.

Business Credit Cards:
Enjoy added benefits for your business along with expense management tools, additional cards for employees and added security features.
Learn More

Simplify The Way You Get Paid

SouthState has a number of services that can make the process of accepting payments a lot easier for you and your business.
           
Remote Deposit:
Deposit customer checks anytime, anywhere with our Remote Deposit solutions.
 
Lockbox:
Let us process your payments with a Lockbox that receives mail several times a day to keep your cash flow running smoothly.

Card Payments:
From mobile wallets to gift cards, accept the payment types your customers want to use with SouthState merchant services.

ACH:
Maximize security and access customer payments faster with ACH.
Learn More

Automate Transfers To Save And Earn More

Zero Balance Account:
Automatically transfer funds from a master account to separate accounts to reduce idle balances, eliminate overdrafts and consolidate funds.
 
Sweep Accounts:
Our Sweep Accounts can maximize your earning potential by moving excess funds to earn interest or pay down debts.
Learn More

Reduce The Time You Take To Pay

Using our services you can significantly reduce the amount of time you spend paying vendors, employees and bills.
 
ACH:
Save time associated with writing, mailing, processing and reconciling checks for individual and recurring payments.
 
Wire Transfers:
For large, limited transactions, we can assist with wire transfers for payments to international vendors and suppliers.
 
Business BillPay:
Delegate responsibilities to your employees with individual user access levels and schedule and monitor your bill payments.

Business Credit Cards:
Enjoy added benefits for your business along with expense management tools, additional cards for employees and added security features.
Learn More
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Keep Your Cash Flow Secure

Learn More
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Treasury Management Demos

Learn more about Treasury Management services at SouthState including Treasury Navigator®, Business BillPay, Remote Deposit Capture and more.
View Demos

Business Lending


Keep Business Moving

We have flexible options to increase your spending power for operational costs.
Learn More

Gift Cards


Let Customers Recommend You

Now your customers can recommend you by purchasing and sharing gift cards.
Learn More

Point of Sale


Easy-to-Use Equipment

Our point-of-sale software and equipment meets the latest industry standards for security.
Learn More

Get Started


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Give Us a Call

(877) 840-8588
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Contact a Banker

Email Us

Small Business Resourcees


  1. Fees may apply. Contact your banker for details. Subject to credit approval.

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©2026 SouthState Bank, N.A.

To make sure your cash flow is going exactly where it should be, we offer several services that keep you on top of your money and help you monitor any potentially fraudulent behavior.
 

Treasury Navigator® 1
Treasury Navigator is highly secure and convenient online banking platform that helps you manage your cash flow.
                  
Positive Pay Services
We are always monitoring the checks authorized and issued by you to detect any fraudulent behavior.
 
ACH Filter
Set dollar limits for your account, and if it goes over, you’ll be notified. This helps you minimize fraudulent ACH transactions.

Small Business Resourcees

Thumbnail for The Ins and Outs of Cash Flow Management
4/10/2025

The Ins and Outs of Cash Flow Management

By SouthState

Thumbnail for Managing Cash Flow Through Every Season
11/22/2024

Managing Cash Flow Through Every Season

By Matt Vegter

Thumbnail for Recession-Proofing Your Small Business in 2025
6/6/2025

Recession-Proofing Your Small Business in 2025

By Matt Vegter

Thumbnail for Projecting Your Cash Flow Calculator
9/20/2020

Projecting Your Cash Flow Calculator

By SouthState

Thumbnail for What Can I Do with SouthState’s Treasury Navigator® Mobile App?
11/22/2022

What Can I Do with SouthState’s Treasury Navigator® Mobile App?

By Marien Alicea-Morales

View All
Holiday Hours

In observance of Veterans Day, SouthState locations will be closed on Wednesday, November 11. SouthState Customer Care will be open 8 a.m. - 5 p.m. ET. Transactions initiated or scheduled on a holiday are processed the next business day.

Learn More