So many of our financial habits involve spending. From soccer cleats to Easter baskets to birthday gifts, it can be difficult to intentionally save money. While saving can be challenging, digital banking tools make it quick and easy.
With just a few moments of setup, SouthState’s online banking features can help you manage your money worry-free. Not only do digital banking tools save you money, but they also help eliminate common human errors, reduce your carbon footprint, and save you time.
BillPay
How many times have you simply forgotten to pay your water bill or gotten your mortgage due date mixed up? You may receive an urgent email or letter in the mail from the utility company reminding you to pay before your service is cut off.
You have the money to pay, but human forgetfulness has resulted in not only the stress of receiving a late notice but also a late fee. Automatic billing is a helpful tool to reduce these errors.
Let’s say the utility provider you forgot to pay charges an $8.00 late fee. Even if you incur the fee only five times a year, you’re paying $40 extra plus an additional fee to have service turned back on if needed.
Instead, spend 20 minutes setting up your monthly and bimonthly bills in BillPay so you avoid late fees – so you can spend that $40 on something much more fun. Learn more about SouthState's BillPay capabilities. Have additional questions about BillPay capabilities? Learn more on our FAQ page.
Round Up to Save®
Did you know everyday expenses can help you save? With Round Up to Save®, each time you make a purchase with your debit card, SouthState rounds the amount up to the next dollar and automatically transfers the difference from your checking account to your savings account. As a bonus, at the end of the year, SouthState will match 2% of those savings, up to $250.
Signing up for Round Up to Save® is easy. You can enroll in your mobile banking app or on our website.
Automatic Savings Transfers
We all look forward to payday; but after paying your bills and going grocery shopping, it’s all-too common to have nothing leftover. If you, like most of us, find yourself in this never-ending cycle, try paying yourself first with automatic savings transfers.
Set up a savings account or choose a set savings goal. Then, schedule automatic transfers to put money toward that goal each month or week. Set the frequency you want in the SouthState online or mobile banking platform to set up savings transfers.
Try this example. Automatically transfer $25 at the end of each month into a family vacation fund; at the end of 12 months, you’ll have put aside $300 toward trip extras like special meals or experiences.
