- Free of monthly maintenance charges with eStatements2
Open an Account, Earn $200
When you open a new SouthState Checking account and meet the qualifiers to earn the bonus.
Get Started
Earning Your $200 Bonus is Easy
Earning Your $200 Bonus is Easy
To earn $200, new customers can open a SouthState Checking account using promo code EARN200 and meet the following qualifiers within 60 days1.
- Make a minimum of 15 debit card purchases/payments.
- Have a monthly total of $250 qualifying direct deposit OR preauthorized automatic draft(s) of $25.
Open Your Account Online Today
Get Started$0 or $5
Everything You're Looking for in a Checking Account plus $200 More
See What Our Customers Are Saying
Great customer service, they go above and beyond to help you. I feel like a real person and not just a number, they know you by name.
Love, love this bank. Customer service is the best I have encountered at any bank. App works great! I highly recommend!
Neisha C
June 2025
Best bank and staff around. Alway professional and nice. Has a hometown feeling and comfortable atmosphere.
David H
May 2025
Great bank - always efficient with my finances. The employees are 5-star.
Teresa A
April 2025
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Enjoy our most popular checking account with plenty of benefits at your fingertips.
Important Legal Disclosures and Information
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PROMOTIONAL OFFER RULES: Promotional offer applies to new personal checking accounts (excluding SouthState at Work product type) opened during the promotional period using the promo code EARN200. To open an account at a branch location, a $25 minimum deposit is required; no minimum deposit is required for accounts opened online. Residency restrictions may apply and offer not available to employees of SouthState Bank, N.A. or its subsidiaries.
The Bonus is not available if any primary or joint owner(s) has previously received a Bonus on an eligible SouthState personal checking account. The Bonus cannot be combined with any other checking or deposit offer, or reproduced, purchased, sold, transferred, or traded. SouthState reserves the right to modify or discontinue the offer at any time without notice.
Eligibility & Qualifications: To receive the $200 bonus you must meet the following criteria:
• At account opening, which is either the date the account is opened or the next business day if opened on a non-business day, you cannot be a current owner or joint owner of a SouthState personal checking account, or have been an owner or joint owner of a SouthState personal checking account in the past 12 months.
• Within 60 calendar days of opening the account, you must have:
– 15 or more posted and cleared debit card purchases/payments from the account; AND
– Cumulative direct deposits of at least $250 of your salary, pension, Social Security, or other regular recurring income (Note: Internal account transfers, mobile deposits, debit card deposits, person-to-person transfers, instant payments and deposits made at a banking location or ATM do not qualify as a direct deposit.); OR
– One or more preauthorized automatic drafts by a third party of at least $25 setup using the Bank's routing number and your account number (Note: recurring debit card payments, person-to-person transfers and instant payments do not qualify as a preauthorized automatic draft for purposes of this promotion).
• Your account must be open with no changes to the product type (i.e. SouthState Checking, Choice Checking, Gold Checking etc.) at the time of payment.
Promotional Bonus Payment: If you meet all of the Eligibility and Qualifications above, we will post the $200 bonus to your account within 2 business days of the completion of the 60 calendar day qualifying period. The bonus will be reported to the appropriate taxing authorities, as required by law or regulation. - When you open a SouthState Checking account ("Account") you can avoid the $5 Monthly Maintenance Charge if on the final day of your statement cycle you have signed up to receive electronic statements (“eStatements”). You must be enrolled in Online Banking to receive eStatements. If you do not sign up to receive eStatements, your Online Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Maintenance Charge, which will be debited from your Account without further notice to you and will appear on your Account statement.
- $25 minimum opening deposit required to open account in a branch.
- Internet service provider and/or message data rates may apply.
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Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. - Apple Pay and Touch ID are registered trademarks.
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- Samsung Pay is a registered trademarks of Samsung Electronics Co., Ltd.
