In observance of Veterans Day, SouthState locations will be closed on Wednesday, November 11. SouthState Customer Care will be open 8 a.m. - 5 p.m. ET. Transactions initiated or scheduled on a holiday are processed the next business day.
We offer a number of different checking accounts. Choose the one that best fits your needs.
You will need your Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to your name. If your application will include a Joint Signer, your Joint Signer will also need to supply this information.
You can fund your checking, savings, or money market account during the online account opening process using a debit/credit card or by internal transfer through Online Banking using your existing SouthState account. You may also choose to fund at a later time with Mobile or ATM Deposit or by visiting a branch.
Certificates of deposit (CDs) must be funded during the online account opening process either by ACH or by internal transfer through Online Banking from your existing SouthState account.
Yes. You may add a Joint Signer to your application. If your application includes a Joint Signer, your Joint Signer will also need to supply a Social Security Number, valid ID (Driver’s License, U.S. Passport, or State ID), valid address and a valid email address registered to his or her name.
You must be at least 18 years of age or the age of majority in your state of residence. Minors aged 13-17 (or up to age of majority for state of residence), may apply for an account with a parent(s) or guardian as the Joint Signer.
When you open a SouthState Checking account ("Account"), you can avoid the $5 Monthly Maintenance Charge if on the final day of your statement cycle you have signed up to receive electronic statements (“eStatements”). You must be enrolled in Online Banking to receive eStatements. If you do not sign up to receive eStatements, your Online Banking access is terminated, or you withdraw your consent to receive eStatements, your Account will be subject to the Maintenance Charge, which will be debited from your Account without further notice to you and will appear on your Account statement. Other checking account product types are available and may be subject to a Monthly Maintenance Charge.
Courtesy Overdraft Privilege is not available for Direct Checking which means we will decline or return transactions when you do not have enough money to cover item(s) presented or re-presented against your account. In the event your account becomes overdrawn, you will not be charged an Overdraft Paid Item Fee.
Proof of employment or service may be required. Proof of employment or service may be shown by receipt of payment to your account (may include retirement benefits) from a branch of the Military, Healthcare Provider, Law Enforcement Agency, Rescue Service, School or a Non-profit (501(c)(3)) Organization to be eligible for this account type.
Internet service provider fees may apply. You must be age 18 or older to access BillPay.
Internet service provider fees and/or message and data rates may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Employer must actively participate in SouthState at Work program. Employee's SouthState at Work checking account is subject to approval and benefits are subject to terms and conditions
No opening deposit required when opening account online
Mobile banking with mobile deposits
Free eStatements
Free debit card and digital wallet options
Unlimited check writing
No ATM transaction fees when using any SouthState ATM
Security - Your card number is never shared. Each time you make a contactless payment, a unique one time code is sent to the payment terminal.
Convenience - To pay, simply tap your card on the terminal wherever you see the contactless symbol.
Speed - Contactless means you don’t have to swipe or insert your card and wait. Tap your card, and you are good to go.
Maintenance fees waived for qualified accounts
Savings on Closing Costs for Mortgage Loans
Free Health Savings Account (HSA)
Free Wealth Consultation
Online banking with BillPay4
Free email and text alerts5
Ability to send money through Zelle®6
SouthState at Work7 is designed for businesses to offer their employees a comprehensive suite of banking services, including benefits such as:
With several personal checking accounts to choose from, SouthState has options for everyone. We encourage you to learn more about the features, fees and interest rates of each account before opening. Compare all accounts here.
Earn interest and have convenient account access when you need it.
A high value account with expanded benefits and premium interest.
Free of monthly maintenance fees with eStatements.1
A basic account with a low monthly maintenance charge and no overdraft services or fees.2
A checking account for those making a difference in our communities.3
