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Personal Checking Accounts

When it comes to banking, there's no such
thing as one-size-fits-all.

Which account is just right for you?

Looking for savings accounts? Click here.
Already started your application? Click here to finish.

Earns Interest Monthly Maintenance Charge Qualifiers to
Avoid Maintenance Charges1

South State Checking

If you like free, you’ll love this account2 that has no monthly maintenance charge when enrolled in eStatements.3

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No $5

  • eStatement enrolled2

Choice Checking

A full service account2 with convenient access when you need it most.

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Yes $8

  • 15 debit card purchases/payments per statement cycle3 or
  • $250 in combined direct deposits4, or
  • $1,000 average daily balance

Gold Checking

This relationship account2 offers high value and expanded benefits.

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Yes,
click for rates
$15

  • $3,500 minimum daily balance, or
  • $10,000 minimum daily balance in other combined deposit accounts, or
  • $10,000 in outstanding consumer or mortgage loans

Classic Checking

An account2 designed for customers 62 or older, with expanded benefits.

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Yes,
click for rates
$8

  • $250 in combined direct deposits4, or
  • $1,000 average daily balance

Student Checking

A simple and convenient checking account2 for students ages 16-22.6

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No $3

  • eStatement enrolled7
Contact Us the Way You Want

Questions? We’re here to help.

Refer a Friend

Earn $25 just for referring a friend. It’s our way of saying thank you!

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Saver's Club

This account can help you save for anything on your wish list.

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