FHA Loans
Christopher Gonzalez
Mortgage Banker | Vice President
NMLS #: 263360
34 Broad Street, Charleston, SC 29401
About Christopher Gonzalez
Chris Gonzalez has been in the mortgage industry since 2009 and has been recognized as a Top 1% Mortgage Lender in the nation for the last two years by Mortgage Executive Magazine. When it comes to the home-buying process, Chris focuses on being readily available to both his clients and their realtors, which can really be a benefit to his clients when competing for a property.
Chris has built a process with his assistant of six years, Makenzie Ottinger, that allows for clients to get the help they need right when they need it. He enjoys working with all types of borrowers, and whether a client is searching for the first home, vacation home, or an investment property, Chris and his team have a product to fit their needs. One of his specialties is niche products, which are also available to provide clients with the most creative financing possible, including 0%-down Buyers Advantage loan1, Physician Loans with up to 100% financing2, and Professional Jumbo loan with as little as 10% down3.
Chris Gonzalez is based in Charleston, SC, and mainly focuses on the tri-county area including Berkeley, Charleston, and Dorchester counties. He has full lending capabilities in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia (more states are eligible on a case-by-case basis, so please ask!)
Chris has built a process with his assistant of six years, Makenzie Ottinger, that allows for clients to get the help they need right when they need it. He enjoys working with all types of borrowers, and whether a client is searching for the first home, vacation home, or an investment property, Chris and his team have a product to fit their needs. One of his specialties is niche products, which are also available to provide clients with the most creative financing possible, including 0%-down Buyers Advantage loan1, Physician Loans with up to 100% financing2, and Professional Jumbo loan with as little as 10% down3.
Chris Gonzalez is based in Charleston, SC, and mainly focuses on the tri-county area including Berkeley, Charleston, and Dorchester counties. He has full lending capabilities in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia (more states are eligible on a case-by-case basis, so please ask!)
All loans are subject to credit approval and program guidelines
- The Buyer's Advantage mortgage provides up to 100% financing based on the lesser of the purchase price or a bank-accepted appraisal; speak to your loan officer for qualification details.
- 100% financing available to qualified borrowers through the bank's Portfolio Physician's Loan Program. Closing costs must be paid upfront and cannot be financed under the 100% program. SouthState will loan up to 100% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal. The interest on the portion of the loan that exceeds the value of the dwelling within the 100% financing program is not tax deductible and customers should consult a tax advisor.
- 90/85/80/75/70% financing available to qualified borrowers through the bank's Professional Jumbo product. Does not cover or include applicable closing costs. SouthState will loan up to 90/85/80/75/70% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal.
borrowers through the bank's Professional Jumbo product. Does not cover or include applicable closing costs. SouthState will loan up to 90/85/80/75/70% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal.
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