FHA Loans
David Fairbank
Mortgage Banker | Vice President
NMLS #: 56354
1540 International Parkway, Lake Mary, FL 32746
About David Fairbank
If you are purchasing your first home, building your dream home, refinancing or anything in between, SouthState is here for you. We have a variety of mortgage loan programs and will work with you to find the best solution to meet your needs. As your SouthState Mortgage Banker, David will be available throughout the process to offer advice and answer any questions that arise. If you are ready to get started, click the Apply Now button to begin your application. If you have any questions at all, please call David at (407) 257-0669 or email [email protected].
Please ask me about our up to 100% Conventional1 and Jumbo Portfolio Loans, up to 100% Physician Financing2, Jumbo Construction to Permanent Builder Lending, and more! I look forward to the opportunity to assist with this exciting milestone.
Please ask me about our up to 100% Conventional1 and Jumbo Portfolio Loans, up to 100% Physician Financing2, Jumbo Construction to Permanent Builder Lending, and more! I look forward to the opportunity to assist with this exciting milestone.
SouthState offers a variety of mortgage products to meet your home purchase needs; including fixed-rate; adjustable-rate; government sponsored loans; and SouthStates proprietary Buyers Advantage product.
- The Buyers Advantage mortgage provides up to 100% financing based on the lesser of the purchase price or a bank-accepted appraisal; speak to your Banker for qualification details.
- 100/95/90% financing available to qualified borrowers through the banks In House Mortgage Solutions for Medical Professionals (eligibility is based on degree and is currently available to physicians; dentists; and veterinarians -- MD; DO; DDS; DMD; and DVM). Closing costs must be paid upfront and cannot be financed under the 100/95/90% programs. SouthState will loan up to 100/95/90% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal. The interest on the portion of the loan that exceeds the value of the dwelling within the 100% financing program is not tax deductible and customers should consult a tax advisor.
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Recent Reviews
David, Liz and Chris were GREAT! This was my first time buying a home and I didn't understand some of the process but they answered all my questions, made it easy to submit any documentation requested. They moved quickly to get the closing done, in all it took less than 30 days. I would hight recommend David and his team if you are looking for a home loan.
David and his team were incredible. Had an estimate in a couple hours and beat every other lender in every way. Not only did we get an incredible mortgage, but he made sure we closed in just 3 weeks. Just amazing, look no further!
Cant say enough good things about David and his team, absolutely outstanding costumer service, David was always available to answer any questions or concerns, they made the loan process incredibly easy and also got me great rates. Please do not hesitate to use David and his team at South State Bank for your loan needs.
First-Time Buyer Resources
- Resources for first-time homebuyers
- Tips for improving your credit score
- Get information on pre-qualifying
- Learn about the loan process
- Find a checklist of information you'll need to gather
- Learn about Down Payment Assistance programs
