Kim Barnes

Mortgage Banker

NMLS #: 996052

350 N. State Road 19, Palatka, FL 32177

Kim Barnes; Mortgage Banker

About Kim Barnes

Kim Barnes has been in mortgage lending since 1998. She is able to work with many different loan programs such as conventional, jumbo, FHA, VA, USDA, construction and portfolio programs.

She most enjoys being with my family, fishing, boating or just relaxing with a book.

Reach out to Kim today to walk you through your next mortgage!
Couple buying a home with an FHA Loan

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Medical Physicians, dentists, Current Residents

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Recent Reviews

Google   •   SouthState Bank
04/10/2024
Kim Barns and her team were a pleasure to work with being first time home buyers. She was quick and made sure to explain everything step by step and just a text or call away she answered all of our questions and more! I highly recommend using Kim at Southstate without hesitation. She is the absolute best! It was a great experience for us being first time home buyers. I can't thank you enough.
Google   •   SouthState Bank
04/09/2024
I can’t say enough about Kim and her team. She walked me through the whole process and answered all my questions. She responded every time I reached out for advice. She came to my closing and I was able to meet her. It was so nice for her to be a part of it!! I highly recommend her and her team!!
Google   •   SouthState Bank
04/04/2024
Kim was incredible. We ended up taking a swing at three properties that looked pretty good but just weren't right. None the less she hung in there with me and cranked up her computer and ran numbers for me and never shied away from backing me up. I owe my new home to here fortitude and commitment to me as her client. Thank you Kim, it was indeed a real pleasure to work with you.

First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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