Physician Loans

For Medical Physicians and Current Residents

You spend time taking care of others; let us take care of you.

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A Loan for Your Unique Needs

With a Physicians Loan at SouthState, we demonstrate our faith in you by offering home financing to meet your unique needs. With this loan program we may be able to lend to Medical Doctors (MD), Doctor of Osteopathic Medicine (DO), Dentists and Veterinarians, including those currently in residency.

With a Physicians Loan, you are able to come to closing with no down payment and get up to 100% financing2 without paying private mortgage insurance (PMI), which is typically required if you are putting less than 20% down.
Physician Loans at SouthState

Physician Loans at SouthState

  • Up to 100% financing available2
  • No Private Mortgage Insurance
  • Purchase, construction or refinance of primary residence
  • Can be used to build your dream home with our construction program
  • Loan amounts up to $2,250,0002
  • Can be used for purchase of secondary home
Contact us today to make your dream home become a reality.
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  • All loans subject to credit approval.
  1. 100/95/90% financing available to qualified borrowers through the bank's Portfolio Physician's Loan Program. Closing costs must be paid upfront and cannot be financed under the 100/95/90% programs. SouthState will loan up to 100/95/90% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal. The interest on the portion of the loan that exceeds the value of the dwelling within the 100% financing program is not tax deductible and customers should consult a tax advisor.

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