Ralph Tubbs

For the past 1 1/2 years I have relied on Ralph Tubbs and South State Bank for my real estate financing needs in S. Carolina. I initially worked with Ralph to secure a loan to finance a lot purchase in the Bluffton area and subsequently converted that loan into a construction/permanent mortgage. The process couldn't have been smoother -- from explaining the different financing options, to assisting in the application process, to exchanging documentation and follow-up, Ralph was a pleasure to work with; he was readily available to answer any questions and was always extremely courteous and professional. Additionally, South State mortgage application platform made the process seamless and efficient.

My Mom and I recently purchased a home, Our experience with South State Bank for many years has been wonderful. Ralph Tubbs has handled several of our real estate purchases. Mr. Tubbs is such a help and is so knowledgeable about the loan process. He always returned our calls and text, always answered our questions and went the extra mile to make this purchase as easy as possible. I certainly appreciate good efficient service and that is what we got with Ralph Tubbs and South State Bank. Thank you,