SouthState bankers stand with Al Bothwell of Primepoint, a family-owned payroll and HR company.

Payments and Technology Banking

Where Tech Meets Trust

From complex payment flows to growth-stage financing, our team understands the pace of innovation - and delivers the banking to match.

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Simplifying Payments, Amplifying Growth

High-volume payment originators need solutions that do more than just manage transactions – they need tools that enhance efficiency, support growth, and keep operations running seamlessly. From robust depository services to advanced payment capabilities and beyond, SouthState’s solutions are designed to help today’s enterprises stay competitive and scale with confidence.

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SouthState: The Advantage You Can Count On

SouthState combines deep industry expertise with white-glove service to deliver tailored solutions for high-volume payment originators. Our knowledgeable bankers provide industry-specific insights, while our relationship-driven approach ensures responsive, personalized support you won’t find elsewhere. At SouthState, we’re not just a bank – we’re your trusted partner in growth.
Al Bothwell, Primepoint

Payments and Technology Success Story

The technology runs really well and any questions we have get answered very quickly. Overall, everything’s been great.

Al Bothwell, Primepoint

Empowering Your Business with Excellence

Empowering Your Business with Excellence

We specialize in serving large commercial payment originators that seek a secure, innovative, and responsive banking partner. Our team delivers the latest payment technologies supported by experienced professionals who prioritize your success.
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Instant Payments

Streamline transactions with Instant Payments, offering real-time fund transfers, improved cash flow visibility, and secure, efficient solutions designed to meet the evolving demands of today’s businesses and platforms.
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High-Volume ACH Processing

Whether you’re managing payroll, disbursing insurance payments, or facilitating embedded bill pay, SouthState offers direct file transmission and flexible delivery windows – backed by a dedicated, client-focused operations team.
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BIN Sponsorship

SouthState supports a range of BIN sponsorship solutions – whether you’re issuing, acquiring, or enabling push-to-card payments – with the expertise to work alongside your processing partners or in-house systems.
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Payments and Technology Insights

Have Questions About Payments and Technology Banking?

Have Questions About Payments and Technology Banking?

SouthState is a proven leader in ACH processing, handling 85.6 million ACH items in 2023. We process over 80 million transactions worth $250 billion. We have been recognized as one of the nation's top 50 ACH originators by NACHA since 2016. Our expertise is backed by strong partnerships with industry leaders like NACHA and PaymentsFirst, ensuring compliance and innovation at every step.

We’re trusted by diverse industries including payroll, insurance, PEO, HR/HCM, media, medical, gift cards, and billing, thanks to our ability to deliver efficient, reliable, and scalable solutions tailored to their unique needs. With SouthState, you gain a partner focused on optimizing your payment processes and supporting your growth with industry-leading expertise.

We go beyond traditional treasury services to provide advanced solutions that scale with your business, including:

  • Direct Send ACH Services
  • Image Cash Letter Deposit Services (Roadmap)
  • BIN Sponsorship Programs: Credit, and Virtual Card Issuance
  • Acquiring Solutions
  • Virtual Accounts and Concentration Services
  • X9 Check Image Services
  • Types of Relationships: B2B, B2B2C

These advanced services are designed to address the unique needs of modern businesses and provide a competitive edge in today’s market.

  • Instant RFP and RFI Transactions
  • Developer Portal with APIs
  • Intelligent Routing

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