Business owner using a purchasing card

Purchasing Card

The Commercial Card that Does It All

Increase your efficiency and control with an integrated payment solution.1

Manage Spend. Monitor Payment Activity.

Manage Spend. Monitor Payment Activity.

Get the purchasing power needed to operate business while minimizing costs and maximizing performance. Ideal for businesses with annual sales greater than $10MM, a purchasing card can help streamline your businesses processes and simplify your financial management.
 
With a purchasing card you can:
  • Automate payment and reconciliation processes
  • Simplify administrative tasks and maximize cost savings
  • Reduce paperwork
  • Enhance cash management with cycle based payments
Icon image for How Cards Stepped Up to the Challenge of COVID-19

How Cards Stepped Up to the Challenge of COVID-19

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woman using virtual pay or access online

The One Card Does It All

Managing travel and purchasing transactions with just one process, one staff, one card issuer and one invoice is a reality with the One Card. The one card empowers your organization to merge separate card solutions, increase efficiencies and decrease costs across all platforms. Moreover, with the One Card, you can offer employees unsurpassed flexibility without sacrificing control.

 
woman using virtual pay or access online

Improve your bottom line with Virtual Pay

  • By replacing checks and paper-based processes with virtual accounts, Virtual Pay streamlines payments to provide cost-saving solutions.
  • Automate payment and simplify reconciliation
  • Reduce processing and operating costs
  • Increase control and security
  • Gain superior spend visibility and reporting
  • Enhance cash management – including revenue-share opportunity
woman using virtual pay or access online

Enhance your business processes

Access Online is your single point of access for:
  • Up-to-the-minute spending data at all levels of the organization for more accurate budgeting and forecasting
  • Complete audit trails and detailed transaction history to manage risk and drive adherence to company policies
  • Ad-hoc reporting with robust data-extract capabilities that can identify spending patterns

The One Card Does It All

Managing travel and purchasing transactions with just one process, one staff, one card issuer and one invoice is a reality with the One Card. The one card empowers your organization to merge separate card solutions, increase efficiencies and decrease costs across all platforms. Moreover, with the One Card, you can offer employees unsurpassed flexibility without sacrificing control.

 

Improve your bottom line with Virtual Pay

  • By replacing checks and paper-based processes with virtual accounts, Virtual Pay streamlines payments to provide cost-saving solutions.
  • Automate payment and simplify reconciliation
  • Reduce processing and operating costs
  • Increase control and security
  • Gain superior spend visibility and reporting
  • Enhance cash management – including revenue-share opportunity

Enhance your business processes

Access Online is your single point of access for:
  • Up-to-the-minute spending data at all levels of the organization for more accurate budgeting and forecasting
  • Complete audit trails and detailed transaction history to manage risk and drive adherence to company policies
  • Ad-hoc reporting with robust data-extract capabilities that can identify spending patterns
One Card Features How Companies Benefit
No annual card fees

Experience no hidden charges with rebates available for qualifying companies

Flexible authorization system and cardholder spending controls Manage where cards are used and limit company exposure
Easy integration with accounting and financial systems Eliminate many manual processes such as data entry and filing
Detailed transaction data and full reporting for complete expense management Get all the data that is needed to measure card program performance and streamline expense reporting
Supplier management solutions Identify and develop opportunities with strategic suppliers
Corporate liability Businesses are underwritten for One Card expenses which eliminates the need for personal guarantees from company officers
No annual card fees
How Companies Benefit

Experience no hidden charges with rebates available for qualifying companies

Flexible authorization system and cardholder spending controls
How Companies Benefit Manage where cards are used and limit company exposure
Easy integration with accounting and financial systems
How Companies Benefit Eliminate many manual processes such as data entry and filing
Detailed transaction data and full reporting for complete expense management
How Companies Benefit Get all the data that is needed to measure card program performance and streamline expense reporting
Supplier management solutions
How Companies Benefit Identify and develop opportunities with strategic suppliers
Corporate liability
How Companies Benefit Businesses are underwritten for One Card expenses which eliminates the need for personal guarantees from company officers
Exclusive Features

Exclusive Features

Icon for Exclusive Features
Icon for Exclusive Features
  • No annual card fees
  • Cost savings
  • Visa Liability Waiver Protection program
  • Easy integration with accounting and financial systems
  • Flexible authorization system and cardholder spending controls
  • Detailed transaction data and complete expense management
  • Supplier management solutions
  • Tax and compliance management support
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Credit & Financing

Keep Your Business Moving

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Payables

Manage Your Cash Flow

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Liquidity Solutions

Optimize Cash Balances

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  1. The creditor and issuer of these credit cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa USA, Inc. Subject to credit approval.

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