Charlene Davis

CRA Mortgage Banker | Vice President

NMLS #: 414515

6525 Carnegie Boulevard, Charlotte, NC 28211

Charlene Davis | SouthState Mortgage

About Charlene Davis

With a career spanning over three decades, Charlene Davis is a seasoned professional in the mortgage banking industry. Currently serving as Vice President, specializing in Community Reinvestment Act (CRA) Mortgage Banking, she has dedicated her expertise to making homeownership dreams a reality, particularly for first-time homebuyers.

Charlene's educational journey began at Winthrop University in 1980, where she earned her Bachelor of Arts in English Education. This background instilled in her strong communication and analytical skills, as well as a deep commitment to personal and community development.

Throughout her extensive professional journey, Charlene has excelled in facilitating first-home buyer loans and Down Payment Assistance programs. Her proficiency extends to originating various local, state, and national down payment assistance initiatives and working closely with community development offices across the state. Her profound knowledge and unwavering dedication have made her a driving force in promoting accessible homeownership.

Beyond her professional commitments, Charlene actively contributes to a range of organizations. She is a valued member of Charlotte Crown, providing leadership and support to its initiatives. Additionally, her role as Assistant Treasurer within the Local NAREB (National Association of Real Estate Brokers) Affiliation underscores her dedication to equitable and sustainable homeownership. As a member of Alpha Kappa Alpha Sorority, Inc. Omega Tau Omega Chapter, Charlene engages in community service and leadership, leaving a lasting impact.

A passion for culture and music finds expression in Charlene's involvement with the Charlotte Contemporary Ensemble. She enriches the cultural fabric of Charlotte through her participation.
Charlene is more than a professional; she's a well-rounded individual with a diverse set of hobbies, including traveling, reading, singing, and shopping. Her personal interests mirror her commitment to a fulfilling and balanced life.

Charlene Davis's heart for community and wealth of experience has made her a standout professional in the mortgage banking industry. Her dedication, community involvement, and vibrant personal life collectively embody an exceptional individual who continues to make significant contributions to the field. In her personal life, she cherishes her role as "Gigi" to four spirited grandchildren, underscoring her profound commitment to family and community support.
Couple buying a home with an FHA Loan

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family finding homes with affordable mortgage options

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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Recent Reviews

Google   •   SouthState Bank
06/09/2024
Thank you Charlene for all of your hard work.
Google   •   SouthState Bank
05/24/2024
Charlene is definitely an expert in the field. She was able to assist me through my unique situation and is very patient and personable.

First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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