Jules Deas III

Mortgage Sales Manager | Senior Vice President

NMLS #: 659167

34 Broad Street, Charleston, SC 29401

Jules Deas; III; Mortgage Sales Manager | Senior Vice President

About Jules Deas III

Jules has been in the mortgage industry since 2010 and focuses on two main principles to deliver great customer service: accessibility and integrity. Because many mortgage rates and programs can be similar across institutions, Jules and his team at SouthState believe that the customer experience is paramount.

Jules has been a perennial top-performer and enjoys working with any and all borrowers, but over the years has built a reputation in the medical community as a go-to expert for physicians, dentists, and veterinarians. Jules also enjoys helping borrowers with construction and renovation loans, having personally worked through several extensive construction projects. Whether you are a first-time homebuyer seeking to get prequalified, or an experienced buyer seeking a niche product such as our Doctor Loan1 with up to 100% financing , our Professional Jumbo Loan2with up to 90% financing, or a construction or lot loan, Jules is here to help.

Jules is based in his hometown of Charleston, South Carolina and has a strong client base across the Southeast US. He has full lending capabilities in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia (more states are eligible on a case-by-case basis, so please ask!). There are many guidelines and options to consider when financing, but Jules has found success with a simple approach - answer the phone when it rings, and be honest with everyone.

Read my article: "Home Refinancing Basics"
  1. 100/95/90% financing available to qualified borrowers through the banks In House Mortgage Solutions for Medical Professionals (eligibility is based on degree and is currently available to physicians; dentists; and veterinarians -- MD; DO; DDS; DMD; and DVM). Closing costs must be paid upfront and cannot be financed under the 100/95/90% programs. SouthState will loan up to 100/95/90% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal. The interest on the portion of the loan that exceeds the value of the dwelling within the 100% financing program is not tax deductible and customers should consult a tax advisor.
  2. 90/85/80/75% financing available to qualified borrowers through the banks Professional Jumbo product. Does not cover or include applicable closing costs. SouthState will loan up to 90/85/80/75% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal.
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Medical Physicians, dentists, Current Residents

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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