Lisa Bell

Mortgage Banker

NMLS #: 442670

79 Scenic Gulf Dr, Miramar Beach, FL 32550

Lisa Bell | SouthState Mortgage

About Lisa Bell

Lisa Bell is a seasoned mortgage banker in the Florida Panhandle with over 25 years experience. Her expertise in all phases of mortgage lending empowers her to assist individuals in realizing their dreams of home ownership. With her unwavering passion for her work, she is dedicated to offering personal guidance throughout the entire process, from application to closing. Her extensive background in accounting equips her with an understanding of tax return analysis and the distinctive challenges in this demographic encounter during the mortgage process. Having spent the past 10 years in Florida, she has an extensive knowledge of condo, investment and second home financing. Lisa can also loan in other states. Reach out today to begin your journey towards ownership of your next home or condo.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

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family finding homes with affordable mortgage options

Buyer's Advantage

Helping You Achieve Homeownership

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Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

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First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
06/09/2026
My wife and I could not be happier with the service we received from Lisa and her team. They made the entire process from applying for the mortgage to closing way easier than we could have ever imagined. I would highly recommend working with Lisa, Robin, and Brandy for all your mortgage needs.
5 stars
Google   •   SouthState Bank
05/01/2026
Lisa and team made the process seamless. Would definitely recommend them!
5 stars
Google   •   SouthState Bank
04/25/2026
I was given Lisa’s contact info by a client after mentioning I was buying a home. As a first-time buyer, the process had always been challenging for me, with many new details and questions. I decided to give it another try and called Lisa. From our very first conversation, she took the time to explain the entire process and answered every question I had. She stayed with me through the whole loan application and always answered my calls. In fact, I don’t think she ever missed one. Lisa was extremely professional and a pleasure to work with. I couldn’t be happier with the entire process and the SouthState team. Thank you so much!!

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