Matt Elston

AVP, Mortgage Banker

NMLS #: 69609

222 East Main Street, Rock Hill, SC 29730

Matt Elston | SouthState Mortgage

About Matt Elston

Matt Elston has over 20 years of Mortgage Lending experience. A graduate of Mississippi State University, Matt has lived in Rock Hill, SC for the past 21 years. Matt specializes in jumbo lending, conventional loans, physician loans, lot loans, and construction loans, and understands that communication is key to delivering exceptional service during the home loan process. Outside of the office, he enjoys golfing, spending time with his wife and two children as well as being an active member of his church. Matt has lending capabilities in Alabama, Colorado, Florida, Georgia, North Carolina, South Carolina, Texas, and Virginia (more states eligible on a case-by-case basis.) Contact Matt today and put his expertise to work for you.
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First-Time Buyer Resources

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  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
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Recent Reviews

5 stars
Google   •   SouthState Bank
05/06/2026
Highly recommend! Matthew Elston was incredibly responsive throughout the entire process and helped answer all of our questions. He worked quickly to lock in a great low rate for us. If you’re looking for a professional and efficient mortgage banker, Matt is the one to go to!
5 stars
Google   •   SouthState Bank
02/13/2026
Matt was very helpful from the beginning of our loan process to the closing. He kept us up to date on any documents that we needed to provide and any documents that needed our review in a timely manner. He kept us informed of the progress of our loan and handled all of the processes associated with our loan in a professional manner. I would recommend Matt for anyone who is looking for a loan.

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