Nicole Hepler

Mortgage Banker

NMLS #: 994941

1440 Kingsley Ave., Orange Park, FL 32073

Nicole Hepler; Mortgage Banker

About Nicole Hepler

If you are purchasing your first home, building your dream home, refinancing or anything in between, SouthState is here for you. We have a variety of mortgage loan programs and will work with you to find the best solution to meet your needs. As your SouthState Mortgage Banker, I will be available throughout the process to offer advice and answer any questions that arise. If you are ready to get started, click the Apply Now button to begin your application. If you have any questions at all, please give me a call or send me an email. I look forward to the opportunity to assist with this exciting milestone.
Couple buying a home with an FHA Loan

FHA Loans

A Great Option for First Time Home Buyers

Learn More
family finding homes with affordable mortgage options

Buyer's Advantage

Helping You Achieve Homeownership

Learn More
Individual and family homebuyers assistance funding

Opportunity Advantage

Assistance for Qualified Home Buyers

Learn More

Recent Reviews

Google   •   SouthState Bank
04/27/2024
Nicole and her team were amazing!! As a first time buyer, Nicole was knowledgeable, communicative and walked me through the process. She was patient, honest and answered all my questions! I would recommend her to anyone buying and will be using her in the future!

First-Time Buyer Resources

  • Resources for first-time homebuyers
  • Tips for improving your credit score
  • Get information on pre-qualifying
  • Learn about the loan process
  • Find a checklist of information you'll need to gather
  • Learn about Down Payment Assistance programs
Icon image for Learn What You Can Afford

Learn What You Can Afford

Try Our Mortgage Calculator

How Can We Help?

I'm Ready To:

Secure Log In

Close login menu
Login Error

Your username is valid but has a problem. Please call customer support

Our website uses cookies to ensure your online experience is as informative and relevant as possible. Please review our Privacy Policy to learn more about the information we collect.