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Construction Loans

Sometimes the best person to build the home of your dreams is you.

Construction and Construction-to-Permanent Loans

If you’re planning to build and finance your new residence, South State Bank offers construction-to-permanent loans1 that may be right for you. We’ll take care of the construction loan and convert it to a permanent loan. Some programs have the option to float the construction rate down at time of completion and conversion to a permanent product.

A South State Bank Construction Loan1 lets you finance up to 90% of the construction or home value (whichever is lower). You pay interest only during construction and can take advantage of flexible and quick disbursements. You can even use a construction loan for renovation.

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If you’re interested in a construction loan in Georgia, North Carolina, South Carolina, or Virginia, we’re here to help.