Sometimes the best person to build the home of your dreams is you.
If you’re planning to build and finance your new residence, a construction-to-permanent loan1 may be right for you. We’ll take care of the construction loan and convert it to a permanent loan. You can even float the construction rate down to the permanent rate when you convert if you have 80% or less loan-to-value.
A South State Bank Construction Loan lets you finance up to 90% of the construction or home value (whichever is lower). You pay interest only during construction and can take advantage of flexible and quick disbursements. You can even use a construction loan for renovation.