Construction/Permanent Loans

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Sometimes the best person to build the home of your dreams is you.

If you’re planning to build and finance your new residence, a construction-to-permanent loan1 may be right for you. We’ll take care of the construction loan and convert it to a permanent loan. You can even float the construction rate down to the permanent rate when you convert if you have 80% or less loan-to-value.

A South State Bank Construction Loan lets you finance up to 90% of the construction or home value (whichever is lower). You pay interest only during construction and can take advantage of flexible and quick disbursements. You can even use a construction loan for renovation.

Learn More About South State Bank

Since 1934, we’ve remained true to our values of relationship banking and commitment to our customers. We’re proud to have grown from serving the needs of one small community to helping businesses and individuals throughout the region. We value personal relationships over financial transactions and are actively involved in the communities we serve. Most importantly, we treat our customers and employees like family. That’s the South State Way.

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