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USDA Loans

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HomeMortgageMortgage Loan ProgramsUSDA Loans

A USDA loan1 (also called a Rural Development Loan) is a government insured home loan that allows you to purchase a home with no money down.

USDA Home Loans offer 100% financing to qualified buyers and allow for all closing costs to be either paid for by the seller or financed into the loan. To be eligible for most USDA loans, household income must meet certain guidelines and the home you want to purchase must be eligible and located in a rural area defined by USDA.

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1. All loans are subject to credit approval. The interest on the portion of the loan that exceeds the value of the borrower’s principal dwelling may not be tax deductible. Consult a tax advisor.