Skip to Main Content

We are aware of an issue currently affecting our Mobile Banking App. Online Banking and Text Banking are still available.

South State will be closed Monday, January 20, in observance of Martin Luther King, Jr. Day. Our Customer Care Center will be open from 8 a.m. to 5 p.m.

USDA Loans

Let’s work together to make your dream of homeownership a reality.

A USDA loan1 (also called a Rural Development Loan) is a government insured home loan that allows you to purchase a home with no money down.

USDA Home Loans offer 100% financing to qualified buyers and allow for all closing costs to be either paid for by the seller or financed into the loan. To be eligible for most USDA loans, household income must meet certain guidelines and the home you want to purchase must be eligible and located in a rural area defined by USDA.

Apply Now

Mortgage Loan Resources

Get Started