Build Your Dream Home with these Tips

Couple reviewing home construction plans.

Building a house is an impressive undertaking.

From the first decision to build, you’ll be faced with a long list of other decisions to make, from finding the perfect lot to picking the best bath fixtures. Here are some things you should know before breaking ground on your future home.

Know who you’re working with.

Take the time to research any builders you are considering. You want to work with a builder with a good reputation for staying on budget, sticking to a timeline and doing quality work. It’s a good idea to only work with builders who are members of the National Association of Home Builders.

Keep resale value in mind.

You’re probably building a house with the idea of staying in it forever; however, you never know what will happen. A dream job opportunity, a growing family and changes in income are all reasons you could have to move, which is why it’s important to keep resale value in mind as you build. Be cautious about adding too many upgrades that overprice your home for the neighborhood.

Put in some sweat equity.

Putting time into finishing your house can help save money for other projects. Tasks like painting and landscaping can add up when professionals are called in and, if you want to save money, you can make it up by doing it yourself.

Design for the future.

Your needs now and your needs in 10 years will be different. When building a house, think about how you will age with the home. Depending on your stage in life, this could mean different things. Having extra storage spaces if you’re a growing family or keeping your house to one level if you’re later in life are good places to start.

Make a schedule, but be flexible.

Building a house requires the management of many moving pieces. While your builder should manage contracting and scheduling workers, there are things outside of their control that could delay the building process. Be prepared to be flexible when you experience delays from supply chain issues, permitting and inspections, and bad weather.

Building a new home is the perfect opportunity to make it the home of your dreams. With these tips, you’ll be ready to take on the challenge. When you’re ready to discuss financing the project consider a construction loan from SouthState. We’re here to help you build the home of your dreams.

About the Author, Lefty Gregorie: Lefty Gregorie has over 30 years of experience in construction and construction loan management. Lefty oversees more than 1,500 home loan projects throughout the SouthState footprint and has extensive knowledge in both homebuilding and construction lending.


  • This content is general in nature and provided for informational use only. Content may be used in connection with the advertising and marketing of products and services offered by SouthState Bank, N.A. and its subsidiaries and affiliates. This is not to be considered legal, tax, accounting, financial or investment advice. You should seek individualized advice from personal financial, legal, tax and/or other professionals, as appropriate depending on the specific facts of your situation. We do not make any warranties as to the completeness or accuracy of this information and have no liability for your use of this information.

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