Mortgage Application Approval

This is an early first step in your homebuying journey that you may want to consider if you’re thinking about buying a home but haven’t narrowed your search quite yet. You will get a letter with the estimated amount you might be able to borrow. This is based on information you provide us about your finances including allowing us to perform a credit check. This is not an application or a binding credit decision.

This is a process you may want to consider if you have focused your search and are ready to make an offer on a home soon. You can voluntarily provide us with documentation confirming your income, assets and liabilities, including allowing us to perform a credit check. While an Underwriter will review and either issue you a conditional credit approval or a statement of denial, this is not a commitment to lend.